Sachem Capital Corp. (SACH)

In the past six months, Sachem Capital Corp.'s share price declined by 17.46%. Following its Q3 2025 earnings announcement, the stock drifted 0.4% lower and traded within a range of $0.92 to $1.22. The company announced common and preferred dividends on December 4, 2025. Other earnings reports within the past six months include Q2 2025 on August 5, 2025, and Q1 2025 on May 1, 2025. Earlier in the year, Q4 2024 earnings were reported on March 27, 2025, showing a loss and missing revenue estimates. A Chief Financial Officer transition was also announced on December 13, 2024. The stock's decline over the past three years has been attributed to its sensitivity to interest rate hikes since March 2022.

Sachem Capital Corp.'s demand is influenced by the seasonality of the real estate and mortgage markets. While direct seasonality for SACH's specific products isn't explicitly detailed, the mortgage market itself can exhibit seasonal trends. Tools are available to analyze the monthly seasonality of SACH's stock performance, suggesting that seasonal patterns are a factor for the company's stock, which would inherently be tied to the demand for its underlying services.

Sachem Capital Corp. is a real estate finance company based in Connecticut, specializing in short-term secured loans for real estate investors and developers. The company originates, underwrites, funds, services, and manages a portfolio of these loans, which are secured by first mortgage liens on real property. Sachem Capital also makes opportunistic real estate purchases and operates lending programs, including fix and flip, bridge, new construction, and distressed/foreclosure loans. The company has elected to be taxed as a REIT.

Sachem Capital Corp. has expanded its geographic footprint from Connecticut and surrounding states to 16 states as of December 31, 2022. While Connecticut loans still represent a significant portion of the portfolio by number, loan balances are more broadly distributed. The company primarily focuses on the Northeastern and Southeastern United States, with loans in states such as California, Florida, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, and Texas.

Sachem Capital Corp.'s brand reputation has faced scrutiny, with several articles from Seeking Alpha expressing caution or negative sentiment regarding high dividend yields and financial performance. However, the company reported a significant improvement in its net loss in Q3 2025, which could positively impact its reputation, despite a dip in total revenue. An earlier article from March 2023 noted the company's excellent earnings growth in previous years and market opportunities, but pointed out low liquidity as a concern.

Sachem Capital Corp. has a diverse ownership structure, with retail investors holding the largest share, between 70.49% and 74.53%. Institutional ownership ranges from approximately 18.43% to 20.28%, with major holders including Melia Wealth LLC and Vanguard Group Inc. Insider ownership, held by executives and directors, is between 5.68% and 11.08%, with key individual insider shareholders including John L. Villano, Jeffrey C. Villano, Brian A. Prinz, and Jeffery C. Walraven.