SB Financial Group Inc (SBFG)

SB Financial Group's stock price has fluctuated over the past six months. As of November 25, 2025, the share price was $21.50, a 1.15% decline from November 27, 2024. Over the last 12 months, the stock's price decreased by 3.30%, with a year-to-date return of -4.78%. However, in the past month, the stock increased by 6.41%. The company reported its third-quarter earnings for 2025 on October 30, 2025, with an adjusted EPS of $0.68, surpassing the forecasted $0.62, but the stock price fell by 2.39% to $18.85 following the announcement. A quarterly cash dividend of $0.155 per common share was announced on October 17, 2025, payable on November 28, 2025, representing a 7% increase over the prior year. Other earnings releases in the past six months include Q2 2025 earnings on July 24, 2025 (EPS $0.60) and Q1 2025 earnings on May 1, 2025 (EPS $0.33).

Specific detailed information on the demand seasonality for all of SB Financial Group, Inc.'s products and services is not explicitly provided. However, the company's 2022 annual report indicates that its traditional mortgage production can be significantly impacted by economic conditions, such as rapidly rising interest rates. This led to a pivot from refinancing residential real estate loans to focusing on new purchases and residential construction lending, suggesting that demand for certain financial products, particularly mortgages, can be sensitive to market cycles and interest rate environments.

SB Financial Group, Inc. is a financial holding company offering commercial banking and wealth management solutions. It operates in the Financials sector, specifically in the Banks - Regional industry. Its services include checking and savings accounts, e-services, mortgage and other loans, credit cards, investment and asset management, retirement services, insurance products, business succession planning, and brokerage services. It also provides item processing services to community banks in the Midwest and title insurance.

SB Financial Group, Inc. is headquartered in Defiance, Ohio, and primarily serves customers in Ohio, Indiana, and Michigan. It operates through approximately 25 to 26 offices across ten Ohio counties and one or two in Fort Wayne, Indiana, supported by 25 to 26 ATMs. It also maintains six loan production offices throughout the Tri-State region of Ohio, Indiana, and Michigan. Its title insurance services extend across the Tri-State region and into Kentucky.

Information specifically detailing events that have affected SB Financial Group, Inc.'s brand reputation is not readily available in the past year. The company has focused on understanding customer needs and delivering appropriate products and services, as well as refining and expanding its hybrid office model to strengthen client connectivity and enhance efficiency.

The ownership of SB Financial Group (SBFG) stock is a mix of institutional, retail, and individual investors. Approximately 19.86% to 43.90% is held by institutional investors, 5.93% by insiders, and about 50.17% by public companies and individual investors. Major institutional shareholders include The Manufacturers Life Insurance Company, Cutler Capital Management, LLC, Vanguard Group Inc, BlackRock, Inc., Strategic Value Bank Partners LLC, John Hancock Financial Opportunities Fund, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, FRBAX - Regional Bank Fund Class A, Dimensional Fund Advisors Lp, TFO USA Ltd, AllianceBernstein L.P., State Street Global Advisors, Inc., and The Goldman Sachs Group, Inc.