Southside Bancshares, Inc. (SBSI)

Over the past six months, SBSI's stock price has experienced a decline of 3.24%. Key events impacting the stock include earnings reports, where the company exceeded analysts' expectations for both the second and third quarters of 2025, reporting EPS of $0.72 and $0.80, respectively. Analyst ratings have been mixed, with Keefe, Bruyette & Woods maintaining a "Market Perform" rating but adjusting the price target downward, Stephens & Co. reiterating an "Equal-Weight" rating, Weiss Ratings reiterating a "Hold (C)" rating, and Wall Street Zen lowering its rating from "hold" to "sell". The consensus rating from four brokerage firms is currently "Hold".

Specific demand seasonality for Southside Bancshares, Inc.'s products and services is not explicitly detailed. Demand for loans and deposits can be influenced by broader economic conditions and cycles within its operational footprint in Texas. The company's focus on commercial real estate suggests that demand in this segment would be tied to regional economic growth and development. Consumer lending can be sensitive to borrowing costs and interest rate changes. No distinct seasonal patterns for demand were identified for SBSI's specific offerings.

Southside Bancshares, Inc. (SBSI) operates in the Financial Services sector as a regional bank, offering consumer and commercial loans, deposit accounts, wealth management, trust, and brokerage services to individuals, businesses, municipal entities, and nonprofit organizations across various industries.

Southside Bancshares, Inc. is headquartered in Tyler, Texas, and has a significant presence across the state. The company operates 53 branches, two loan production offices, and a network of 70 ATMs/ITMs throughout East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston areas. Additionally, Southside is affiliated with over 60,000 ATMs nationwide.

Southside Bancshares, Inc. maintains a positive brand reputation, emphasizing its community-focused approach and personalized service. Southside Bank was recognized by American Banker as a "Best Bank to Work For in 2024," ranking 24th out of 90 banks nationally and number one in Texas. The company also celebrated its 65th anniversary by ringing the NYSE opening bell. No specific negative events directly impacting Southside Bancshares' reputation were identified in the past year.

Southside Bancshares, Inc. features a mixed ownership structure, including institutional, retail, and insider holdings. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, iShares Core S&P Small-Cap ETF, Dimensional Fund Advisors Lp, and State Street Corp. Individual insiders hold a smaller percentage of ownership, aligning their interests with the company's performance. The general public, including retail investors, also owns a considerable stake in the company.