Southside Bancshares, Inc. (SBSI)

Over the last six months, Southside Bancshares, Inc.'s stock price has increased. However, looking at a slightly longer timeframe, the stock price has decreased over the last year. Key events impacting the stock include disappointing Q3 2025 earnings due to portfolio restructuring, a cash dividend declaration of $0.36 per share, analyst rating changes with a consensus "Hold" rating, and a dual listing on NYSE Texas to emphasize its Texas roots.

The available data does not contain specific information regarding the demand seasonality for Southside Bancshares, Inc.'s products and services. Demand for certain products might experience fluctuations based on economic cycles, interest rate changes, and regional growth patterns in Texas. However, no explicit seasonal trends were identified.

Southside Bancshares, Inc. functions as the bank holding company for Southside Bank, delivering financial services to individuals, businesses, municipal entities, and non-profit organizations. The company provides deposit products like savings, money market, and checking accounts, as well as certificates of deposit. Loan services include consumer, commercial, mortgage, and real estate loans. Southside Bancshares also offers wealth management, trust services, retirement accounts, safe deposit services, brokerage services, and digital banking options.

Southside Bancshares, Inc. is headquartered in Tyler, Texas, and operates 53 branches and 70 ATMs/ITMs across East Texas, Southeast Texas, Dallas/Fort Worth, and Austin. In early 2024, Southside opened loan production offices in Dallas' Preston Center and The Woodlands to expand its customer base in the greater Houston area.

Southside Bancshares has received positive recognition for its workplace culture and customer service. The company was recognized by American Banker as a "Best Bank to Work For." Southside was listed as a top bank in Texas in American Banker's "Best Banks to Work For" publication. The company also increased its average Google Review score and was recognized as a "Texas Top Customer Service Reputation Award Winner" by the Texas Bankers Association.

Southside Bancshares, Inc. is a publicly traded company with ownership distributed among institutional investors, company insiders, and the general public. Institutional shareholders own approximately 57.25% of the company's stock. Company insiders own about 11.90% of the stock, while retail investors hold approximately 30.85%. Herbert C. Buie is the largest individual shareholder.