Charles Schwab Corp (SCHW)

Charles Schwab reported strong Q3 2025 results, beating revenue and EPS expectations, attributed to organic asset gathering and client engagement. The company's Board of Directors initiated a share buyback plan, authorizing the repurchase of $20.00 billion in shares. Schwab attracted $95.3 billion in core net new assets in Q3 2025, bringing total client assets to a record $9.92 trillion. Charles Schwab announced a quarterly dividend of $0.27 per share, payable on November 28, 2025. The stock price increased by 31.07% from October 28, 2024, to October 24, 2025. Analysts have a "Strong Buy" consensus rating on SCHW stock, with an average price target implying 20.6% upside potential. Toronto-Dominion Bank sold its stake in Schwab in early 2025.

The Charles Schwab Corporation experiences typical seasonality in its demand for products and services, particularly concerning client cash flows. Transactional sweep cash trends reflect normal client behavior, with modest outflows observed during July and August, followed by cash inflows in September. The company also anticipates typical seasonality in the fourth quarter, including advisor payments in October and a December cash build. Client engagement and trading volumes can also be influenced by market conditions.

The Charles Schwab Corporation is a multinational financial services company operating in the Capital Markets industry, focusing on Investment Banking & Brokerage Services. It offers wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. Its major products encompass brokerage accounts, investment solutions, advisory services, banking services through Charles Schwab Bank, cash management options, retirement and trust services, and digital asset offerings, with plans to launch spot crypto trading in 2026.

The Charles Schwab Corporation is headquartered in Westlake, Texas, since January 1, 2021. The company maintains over 380 branches, primarily across the United States and the United Kingdom, with international offices in Hong Kong and Singapore.

Charles Schwab has maintained a positive brand reputation, marked by client confidence and engagement, as indicated by the 2025 Modern Wealth Survey and Workplace Plan Participant Survey. Schwab Bank was recognized as the #1 Overall Most Trusted Financial Company in 2024 by Investor's Business Daily. Charles Schwab announced a significant expansion of its branch network, adding 16 new branches and expanding or relocating 25 existing locations across the U.S. The company continues to invest in technology to enhance client experiences and operational efficiency, including upgrades to digital platforms. Schwab is exploring innovative financial products, such as cryptocurrency trading, with plans to launch spot crypto in the first half of 2026.

The Charles Schwab Corporation is largely controlled by institutional shareholders, who collectively own a significant portion of the company. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Dodge & Cox. Charles R. Schwab is the largest individual shareholder, owning 11.76% of the company's shares, and insiders collectively own 6.30% of the company's stock.