Charles Schwab Corp (SCHW)

Over the past six months, SCHW's stock has experienced an upward trend and several notable events. As of June 27, 2025, the share price was $89.98, reflecting a 0.60% increase from the previous day, a 2.19% increase over the past 30 days, and a 22.32% increase over the past 12 months. The company received several analyst upgrades, including Redburn Atlantic upgrading its outlook from Sell to Neutral on June 9, 2025; Goldman Sachs upgrading from Neutral to Buy on April 25, 2025; Citigroup upgrading from Neutral to Buy on April 2, 2025; and Wells Fargo upgrading from Equal-Weight to Overweight on January 22, 2025. Effective January 1, 2025, Rick Wurster assumed the role of CEO, succeeding the retiring Walt Bettinger. In early 2025, Toronto-Dominion Bank sold its approximately 12% stake in Schwab. The company reported a 20% year-over-year revenue growth and significant GAAP and adjusted earnings per share growth of 84% and 49%, respectively, for the fourth quarter of 2024. Schwab reported an EPS of $1.04, surpassing the consensus forecast of $1.01 for the first quarter of 2025. Core net new assets increased 13% year-over-year to a record $35.0 billion for the month of May.

The Charles Schwab Corporation experiences demand seasonality in its products and services. Client transactional sweep cash typically increases in December due to year-end seasonality. Transactional sweep cash can decline in May, influenced by clients' engagement with markets and April tax seasonality. February has historically shown stronger activity, partly due to a seasonal rise in Schwab Mutual Fund OneSource transactions.

The Charles Schwab Corporation operates as a savings and loan holding company, providing a comprehensive suite of financial products and services to both retail and institutional clients. The company falls under the Financial Services sector, specifically within the Capital Markets and Investment Banking & Brokerage industries. Its major products and services include brokerage services, investment management, banking services, financial advisory services, asset management, retirement services, custody services, and other offerings like alternative investments and thematic stock lists.

The Charles Schwab Corporation is headquartered in Westlake, Texas, and maintains over 380 branches, primarily located in financial centers across the United States and the United Kingdom. The company also has a presence in Puerto Rico, Hong Kong, and Singapore.

The Charles Schwab Corporation maintains a strong brand reputation by emphasizing a "human approach" to financial services, combining personal interaction with technology to offer low-cost solutions. Schwab was recognized by Fortune magazine as one of the top 50 World's Most Admired Companies for the fifth consecutive year in 2022 and was named a Civic 50 honoree by Points of Light for its commitment to community engagement and financial education. No specific negative events significantly impacting its brand reputation in the past year were identified.

The Charles Schwab Corporation's ownership is largely dominated by institutional investors, holding 74% of the shares. As of March 31, 2025, there were 2,202 institutional holders with a total of 1,519,210,848 shares. Key institutional shareholders include Vanguard Group Inc., BlackRock, Inc., Dodge & Cox, Price T Rowe Associates Inc /md/, State Street Corp, Jpmorgan Chase & Co, Geode Capital Management, Llc, Fmr Llc, and Franklin Resources Inc. Charles R. Schwab is the largest individual shareholder, holding 11.79% of the company's shares (214,213,071 shares). The general public, primarily individual investors, holds approximately 20% of the company's ownership.