Sezzle Inc. (SEZL)

Sezzle has experienced a six-for-one stock split in the form of a stock dividend, announced on March 10, 2025. The stock has shown significant growth over the past year, increasing by 116.91%. Sezzle reported its second-quarter 2025 earnings, with EPS and revenues exceeding analyst expectations, with Q2 revenue growing 76% year-over-year to $98.7 million. Sezzle's stock jumped 2.5% following a cooler-than-expected inflation report. The company is scheduled to report its Q3 2025 results on November 5, 2025.

Sezzle's products and services experience some demand seasonality, with the first quarter typically seeing a seasonal decline in Monthly On-Demand & Subscriber Users (MODS). Demand surged in the second quarter of 2025, with a 14% sequential increase in MODS. The fourth quarter, encompassing the holiday shopping season, is a period where shoppers actively seek flexible payment options.

Sezzle, Inc. operates as a technology-enabled payments company, providing a digital payment platform that offers consumers a flexible alternative to traditional credit by connecting them with merchants for point-of-sale financing. Sezzle offers a full suite of payment options, including Pay-in-Four, Pay-in-Two, Pay-in-Full, Long-Term payment plans, Sezzle Up, Premium, Anywhere features, and On-Demand. Sezzle differentiates itself as the only BNPL provider in North America offering a full suite of payment options and the ability for consumers to build credit scores through short-term installments.

Sezzle, Inc. primarily conducts its operations in the United States and Canada.

Sezzle maintains a positive brand reputation, with a Net Promoter Score (NPS) of 75. Sezzle is also a certified B Corp. Sezzle has focused on expanding its merchant partnerships across various verticals, including Cato Fashions, SCHEELS, D&B Supply, and Dermstore. The company has also partnered with Whop, a social commerce platform. There is an ongoing lawsuit with Shopify, though no recent updates on its resolution have been provided.

Sezzle has a diverse ownership structure, with insiders holding approximately 51.55% of the company's shares, institutional shareholders owning 31.72%, and retail investors accounting for 16.73% of the ownership. The largest individual shareholder is Charles Youakim, CEO, owning 43.51% of the company. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, Divisadero Street Capital Management, LP, D. E. Shaw & Co., Inc., and Marshall Wace, LLP.