Southern First Bancshares, Inc. (SFST)

Southern First (SFST) topped Q1 earnings and revenue estimates in April 2025. Southern First announced three new appointments to its Board of Directors, effective June 1, 2025. The company authorized a $5 million share repurchase plan on June 18, 2025. Southern First (SFST) reported Q2 earnings and revenues that beat estimates in July 2025. In July 2025, the stock received a rating upgrade to "Strong Buy" and a new analyst forecast set a $51.0 price target. A director at SFST sold shares in July 2025. Southern First Bancshares named a new president on August 23, 2025. On October 28, 2025, Southern First Bancshares reported strong financial results for the third quarter of 2025.

The provided information does not contain specific details regarding demand seasonality for Southern First Bancshares, Inc.'s products and services. Banking services generally experience consistent demand, though certain loan types might see fluctuations based on economic cycles and seasonal housing market activity.

Southern First Bancshares, Inc. operates in the Finance sector, focusing on community banking through its subsidiary, Southern First Bank. The company accepts demand and savings deposits, insured by the FDIC, and provides commercial, consumer, and mortgage loans. Its operating segments include Commercial and Retail Banking, Mortgage Banking, and Corporate Operations, with the majority of revenue from Commercial and Retail Banking. Major products and services include deposit products like checking and savings accounts, lending services such as commercial real estate and consumer loans, and other banking services like wealth management and internet banking.

Southern First Bancshares, Inc. has a significant market presence across the Carolinas and Georgia. The company operates 12 banking offices located in 8 dynamic and fast-growing Southeast metro markets, with its headquarters in Greenville, South Carolina.

Southern First Bancshares, Inc. emphasizes authentic relationship banking with 25 years of service excellence and a community-focused banking approach. The company focuses on fostering strong relationships with clients and contributing to the economic well-being of the regions it serves. In June 2025, Southern First was recognized with a proclamation from the Charleston Mayor for National Homeownership Month.

As of October 2025, institutional investors hold a significant portion of Southern First Bancshares shares, indicating confidence from large money managers, hedge funds, and endowments.