Southern Missouri Bancorp, Inc. (SMBC)

Over the past six months, Southern Missouri Bancorp's stock has experienced several notable events. The company reported its Q4 2025 and Q1 2026 earnings, both of which beat consensus EPS forecasts. In the first quarter of fiscal year 2026, the company increased its quarterly dividend. The stock price saw an increase of 6.15% from January 6, 2025, to January 5, 2026. As of January 8, 2026, SMBC was trading up 1.87% in after-hours trading.

Demand for Southern Missouri Bancorp's products and services exhibits seasonality. The June and September quarters are typically softer for deposit growth. The second quarter of the fiscal year generally experiences inflows of seasonal deposits from agricultural customers and public unit depositors. Agricultural production and equipment loan balances tend to decrease quarter-over-quarter due to normal seasonality. Loan growth is generally slower during the winter months due to normal seasonality, but the company remains optimistic about achieving mid-single-digit loan growth for the fiscal year.

Southern Missouri Bancorp, Inc. (SMBC) is a bank holding company and the parent company of Southern Bank, operating in the Financials sector, specifically in the Banks - Regional industry. Southern Bank offers a range of banking and financial services to individuals and corporate customers, attracting retail deposits and utilizing them, along with wholesale funding, to invest in various loan types. The company's major products and services include deposit products like transaction accounts and CDs, loan products such as residential mortgages and commercial loans, other investments like MBS and municipal bonds, and additional services like fiduciary and investment management.

Southern Missouri Bancorp, Inc. is headquartered in Poplar Bluff, Missouri, serving individuals and corporate customers across southern Missouri and northern Arkansas. It operates through a network of over 62 full-service branch offices and three limited-service branch offices.

In the past year, Southern Missouri Bancorp has received a low "F" rating for its overall impact, placing it in the bottom 10% of all companies and 75th out of 76 industry peers. The company performed poorly in several material causes for the banking industry, including Equal Pay and Opportunity, Reduced Waste, and Clean Water Access, receiving "D" or "F" scores in these and 18 other areas. Southern Missouri Bancorp did not receive an "A" rating in any cause.

Southern Missouri Bancorp, Inc. has significant institutional ownership, accounting for approximately 39.95% of its shares, while individuals hold about 14.75%. As of January 5, 2026, the company had 332 institutional owners and shareholders. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, Fmr Llc, Dimensional Fund Advisors Lp, FJ Capital Management LLC, American Century Companies Inc, The Manufacturers Life Insurance Company, State Street Corp., and Manulife Financial Corp.