Southern Missouri Bancorp, Inc. (SMBC)

In the past six months, Southern Missouri Bancorp's stock experienced several notable events. The stock hit a new 1-year high of $68.20 around April 8, 2026, and analysts have generally maintained positive outlooks, with a consensus rating of 'Moderate Buy' and an average price target of $68.33. Stephens & Co. raised its price target from $71.00 to $73.00 and maintained an 'Overweight' rating on January 23, 2026. Piper Sandler raised its price target from $61.00 to $68.00, maintaining a 'Neutral' rating on January 26, 2026. Keefe, Bruyette & Woods raised its price objective from $63.00 to $64.00 and gave the company a 'Market Perform' rating on January 27, 2026. The company reported quarterly EPS of $1.61 on $49.65 million revenue on February 6, 2026. Weiss Ratings upgraded Southern Missouri Bancorp from a 'hold (c+)' to a 'buy (b-)' rating on February 20, 2026. Keefe, Bruyette & Woods maintained a 'Market Perform' rating and raised the price target from $64.00 to $65.00 on April 9, 2026. The company reported its Q2 2026 earnings on January 22, 2026, posting an EPS of $1.62, which beat the estimate of $1.55 by 4.52%.

Information regarding specific demand seasonality for Southern Missouri Bancorp, Inc.'s products and services was not explicitly found. However, demand for its services could be influenced by general economic cycles, local housing market trends, agricultural cycles in its operating regions, and interest rate fluctuations.

Southern Missouri Bancorp, Inc. operates as a bank holding company for Southern Bank, offering banking and financial services to individuals and corporate clients in the United States. The company attracts retail deposits and invests in various loan products, including deposit products such as transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. Loan products include residential mortgage loans, commercial real estate loans, commercial non-mortgage business loans, construction loans, agricultural loans, and consumer loans. Other financial services include fiduciary and investment management services, insurance products, and debit and credit cards. The company also invests in mortgage-backed securities, U.S. Government Agency obligations, and municipal bonds.

Southern Missouri Bancorp, Inc. is headquartered in Poplar Bluff, Missouri, and has a significant regional presence. The company operates numerous branches across Missouri, Arkansas, and Illinois, with over 62 full-service branch offices and three limited-service branch offices.

Southern Missouri Bancorp has received an 'F' rating for overall impact with a score of 13.5, placing it in the bottom 10% of all companies and 75th out of 76 industry peers. The company performs poorly in several material causes for the banking industry, including Equal Pay and Opportunity, Reduced Waste, and Clean Water Access, receiving 'D' or 'F' scores in 18 such causes.

Southern Missouri Bancorp, Inc. has a diverse ownership structure. As of April 7, 2026, institutional investors hold a significant portion of the company's shares, with 148 institutional owners holding a total of 5,934,601 shares. Approximately 43.77% of the company's stock is owned by Institutional Investors, 14.86% by Insiders, and 41.36% by Public Companies and Individual Investors. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and Dimensional Fund Advisors Lp. Clayton Financial Group LLC recently acquired a new position of 280,424 shares valued at approximately $16.58 million, representing 2.5% ownership. Individual insider ownership includes executive officers and directors, such as Mr. Steffens, who beneficially owned 17,500 shares through options as of August 29, 2025.