Security National Financial Corporation Class A (SNFCA)

Over the past six months, Security National Financial Corp.'s stock (SNFCA) has experienced a decline. The company reported a 10.8% increase in after-tax earnings from operations for the year ended December 31, 2025. After-tax earnings decreased by 34% for the three months ended September 30, 2025. The Board of Directors authorized a 5% stock dividend for stockholders of record on July 11, 2025.

Demand seasonality for Security National Financial Corp.'s products and services can be observed across its segments. The mortgage industry is generally subject to seasonal fluctuations, with activity often increasing in warmer months. While at-need mortuary sales increased in 2025, pre-need cemetery sales declined. Growth in the life insurance segment in 2025 was led by renewals and whole life policies, while pre-need insurance experienced a decline.

Security National Financial Corp. (SNFCA) is a diversified financial services company operating in life insurance, cemetery and mortuary, and mortgages. It operates within the Financials sector, primarily in the Insurance - Life industry, and also has significant operations in banking services through its mortgage segment. The company sells and services life insurance and annuity products, including funeral plans and interest-sensitive life insurance, and also offers diver's accident insurance policies. It provides death care-related products and services, including pre-need selling of funeral, cemetery, mortuary, and cremation services. The company originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects.

Security National Financial Corp.'s business activities are primarily conducted within the United States. The Life Insurance segment markets its products in 42 states, with a majority of funeral plan premiums coming from Arkansas, California, Florida, Georgia, Louisiana, Mississippi, Texas, and Utah. The Cemetery and Mortuary segment operates in Utah, California, and New Mexico, generally limited to a 20-mile radius of its mortuaries and cemeteries. The Mortgages segment originates loans primarily in Florida, Nevada, Texas, and Utah, with a strong retail origination presence in Arizona and many other states across the country, operating through over 97 retail offices in 26 states.

Security National Financial Corp. appears to maintain a positive brand reputation and has been consecutively named a "Top Workplace" for the past ten years. In 2025, Security National celebrated 60 years in business and 38 years as a publicly traded company.

Security National Financial Corp.'s ownership structure includes institutional, retail, and individual investors. Approximately 41.90% to 49.32% of the company's stock is owned by institutional investors. Public companies and individual investors collectively own about 48.21% to 49.74% of the stock. Insiders hold a smaller stake, approximately 2.47% to 3.47%.