SR Bancorp, Inc. (SRBK)

In the past six months, SR Bancorp, Inc. announced its quarterly financial results, reporting net income of $834,000 for the three months ended December 31, 2025. The company declared a quarterly cash dividend of $0.05 per share. CEO William P. Taylor reported purchasing 1,000 shares of company stock. SR Bancorp announced management changes, with CEO William P. Taylor stepping down and COO Christopher Pribula taking over. Director Robert Kenneth Mustard acquired 250 shares of SRBK stock and purchased 300 shares of common stock. The stock has seen a 43.5% increase over the past year, fluctuating between $17.70 and $11.36.

There is no explicit information indicating significant demand seasonality for SR Bancorp, Inc.'s products and services. Demand is influenced by economic conditions, interest rates, and local market dynamics. The bank's loan portfolio is weighted towards residential mortgages and commercial loans, which may fluctuate based on real estate market trends.

SR Bancorp, Inc., through Somerset Regal Bank, offers retail and commercial banking services, including deposit instruments like demand deposits, savings accounts, and certificates of deposit. Loan products include residential mortgages, commercial real estate loans, and lines of credit. The company also invests in U.S. Treasury obligations and mortgage-backed securities.

Somerset Regal Bank operates 14 branches across several counties in northern and central New Jersey, including Essex, Hunterdon, Hudson, Livingston, Middlesex, Morris, Somerset, and Union counties.

SR Bancorp, Inc. emphasizes customer service and community banking. The company's stock has increased by 43.5% over the past year, reflecting positively on market perception. Non-interest income rose 41% due to service charges and bank fees, indicating a healthy operational reputation. Consistent dividend declarations contribute to a stable image.

Major owners of SR Bancorp, Inc. include Somerset Regal Bank ESOP (8.96%), The Vanguard Group, Inc. (5.85%), BlackRock Institutional Trust Company, N.A. (4.69%), Renaissance Technologies LLC (2.34%), and David M. Orbach, Executive Chairman of the Board.