SRCE

Over the past six months, SRCE stock gained approximately 13.04% to 26%, with the share price reaching $85.88 on September 18, 2026, a 36.40% increase from September 22, 2025. Key events include strong Q2 results with EPS of $1.95 (vs. $1.71 expected) and revenue of $118.2 million (8.1% increase year-over-year), leading to a raised quarterly dividend of $0.45 per share. However, the stock faced headwinds from a broader regional bank pullback due to surging 10-year Treasury yields (5.1% to 5.35%) and a hotter-than-expected business activity report, which fueled inflation fears and potential Federal Reserve tightening. These factors pressured the rate-sensitive financials sector, causing SRCE shares to slip as the 10-year Treasury yield reached a 24-year high. Analysts from Zacks cut the stock to a 'Hold' rating on September 30, with BofA and KBW also noting rate-driven pressure. The company's net interest margin improved to 4.24% in the first half of 2026, and loan balances increased by $235 million in Q2, driven by renewables, commercial, agriculture, and specialty financing. Core fee income also rose 4% to $24.1 million in Q2. Conversely, interest-bearing time and savings deposits declined by 5% and 9% respectively. The next Q3 earnings report is anticipated on October 22, 2026.