Stellar Bancorp, Inc. (STEL)

Over the past six months, Stellar Bancorp increased its quarterly dividend to $0.15 per share and announced a new share repurchase program authorizing the repurchase of up to $65 million of common stock through May 31, 2026. The company's Q1, Q2, and Q3 2025 earnings were released, with diluted EPS of $0.46, $0.51, and $0.50 respectively. Analyst ratings were adjusted by Raymond James to "Outperform", while Zacks upgraded Stellar Bancorp to "Buy", and Keefe Bruyette raised its price target to $33. The share price as of December 24, 2025, was $31.29, an increase of 8.46% from $28.85 on December 26, 2024.

While specific demand seasonality data for Stellar Bancorp, Inc. is not available, the banking and financial services sector can experience seasonal fluctuations. Generally, inventory-based businesses often see seasonal swings in demand.

Stellar Bancorp, Inc., headquartered in Houston, Texas, was formed in 2023 through the merger of Allegiance Bancshares, Inc. and CBTX, Inc. and operates as a bank holding company with Stellar Bank as its principal banking subsidiary. The company offers commercial banking, retail lending, deposit accounts, mortgage banking, wealth management, and factoring services.

Stellar Bancorp, Inc. primarily operates within the Southeast region of Texas, including the Greater Houston, Dallas, Beaumont, and surrounding communities. The company operates over 54 full-service banking centers, with 37 in the Houston region, 16 in the Beaumont region, and one in Dallas, Texas.

Stellar Bancorp, Inc. has maintained a strong brand reputation, being ranked as the third best-performing U.S. public bank in the country for 2023 by S&P Global Market Intelligence and recognized by Forbes on its 2024 America's Best Banks list.

Stellar Bancorp, Inc. has 397 institutional owners and shareholders holding a total of 39,823,498 shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors Lp. Institutional ownership stands at 61.76%.