Bancorp Inc (TBBK)

On August 4, 2025, The Bancorp, Inc. and The Bancorp Bank, N.A. received upgraded ratings from KBRA. On August 18, 2025, the company completed a $200.0 million senior note offering. On July 24, 2025, The Bancorp, Inc. reported its second-quarter 2025 financial results, with net income of $59.8 million, or $1.27 per diluted share, and repurchased 753,898 shares of its common stock. On October 9, 2025, The Bancorp (NASDAQ:TBBK) stock rating was lowered by Weiss Ratings. On October 17, 2025, The Bancorp, Inc. set the release date and conference call for its third-quarter 2025 financial results.

Specific information regarding the demand seasonality for The Bancorp, Inc.'s products and services is not explicitly detailed. However, the company's annualized revenue growth of 18% over the last two years suggests healthy demand for its offerings, which may be influenced by broader economic trends and the growth of the fintech sector rather than distinct seasonal patterns.

The Bancorp, Inc. operates through The Bancorp Bank, N.A., offering financial services and technology-driven banking solutions. It provides payment solutions like prepaid, debit, and credit card services, often partnering with fintech firms. The company offers fintech solutions, including API-driven banking platforms and compliance support. Institutional banking solutions are available for financial professionals, and commercial lending includes vehicle fleet leasing and small business lending. Deposit products such as checking and savings accounts are offered, along with payment processing services like ACH.

The Bancorp, Inc. has operations throughout the United States, with its headquarters in Wilmington, Delaware, and additional offices in Chicago, Illinois; Crofton, Maryland; Kent, Washington; Minneapolis, Minnesota; New York, New York; Orlando, Florida; Sioux Falls, South Dakota; Tampa, Florida; and Warminster, Pennsylvania. The company is exploring international expansion opportunities.

The Bancorp has maintained a strong brand reputation, being recognized as the top-ranked publicly traded bank with assets between $5B-$50B by Bank Director Magazine. The company was listed as one of the 50 best-performing community banks with assets between $3B and $10B by S&P Global Market Intelligence in 2021 and has been recognized as the #1 issuer of prepaid cards in the U.S. It has also been selected for inclusion in the S&P Small Cap 600 and recognized as a Readers' Choice Top 50 Employer by Equal Opportunity Magazine. While the company's stock rating was lowered by Weiss Ratings in October 2025, the overall sentiment indicates a generally positive brand reputation.

The Bancorp, Inc. has a mixed ownership structure, with approximately 58.92% of the company's stock owned by Institutional Investors, 5.84% by Insiders, and 35.24% by Public Companies and Individual Investors. Major institutional owners include BlackRock, Inc., Fmr Llc, Vanguard Group Inc, iShares Core S&P Small-Cap ETF (IJR), American Century Companies Inc, Invesco Ltd., State Street Corp, Wellington Management Group Llp, and Dimensional Fund Advisors Lp.