Bancorp Inc (TBBK)

On July 24, 2025, The Bancorp reported its second-quarter financial results, with net income increasing to $59.8 million, or $1.27 per diluted share, marking a 21% year-over-year EPS increase. On July 25, 2025, the company announced a target of achieving a $7 EPS run rate by the end of 2026. On October 30, 2025, The Bancorp released its third-quarter financial results; the reported EPS of $1.18 missed analyst forecasts, but revenue of $134.82 million exceeded estimates; following the announcement, the stock experienced a 7.07% drop in premarket trading; management revised its 2025 EPS guidance downward to $5.10 but reiterated confidence in reaching a $7 EPS run rate by 2026 and $8.25 by 2027. On November 3, 2025, The Bancorp appointed Dominic Canuso as its new Chief Financial Officer. On December 16, 2025, a Seeking Alpha article downgraded The Bancorp's stock to a "Hold" rating, citing valuation concerns. On December 29, 2025, Weiss Ratings reissued a "hold (c+)" rating on Bancorp shares. On January 12, 2026, the closing stock price for Bancorp was $69.44; the stock's 52-week high was $81.65, and its 52-week low was $40.51. On January 13, 2026, Bancorp's shares traded above its 200-day moving average of $69.12.

The Bancorp, Inc. (TBBK) stock exhibits seasonality, with data available to identify mean and median monthly returns; however, detailed access to this specific seasonal pattern information typically requires a subscription or free account on financial analysis platforms.

The Bancorp, Inc. (TBBK) is a financial holding company specializing in private-label banking (BaaS) and technology payment solutions for non-bank companies. The company operates within the Financials sector and the Banks - Regional industry. The Bancorp powers the modern financial ecosystem by providing the regulated back-end for fintech companies. Its business is segmented into Fintech Solutions, Specialty Finance, and Corporate. Fintech Solutions include prepaid and debit card issuing, ACH processing, and other payment fees; The Bancorp is recognized as the #1 issuer of prepaid cards and the #6 debit card issuer in the U.S. Specialty Finance includes niche lending services such as commercial real estate bridge loans, SBA loans, securities-backed lines of credit, investor advisor financing, lease financing for commercial and government vehicle fleets, and consumer fintech loans. Deposit Products include checking, savings, money market, and commercial accounts.

The Bancorp, Inc. is headquartered in Wilmington, Delaware, and conducts operations throughout the United States. The company maintains additional offices in several U.S. cities, including Chicago, Crofton, MD, Kent, WA, Minneapolis, MN, New York, NY, Orlando, FL, Sioux Falls, SD, Tampa, FL, and Warminster, PA.

The Bancorp maintains a strong reputation in the financial services industry, particularly in the fintech space. It is recognized as the #1 issuer of prepaid cards and the #6 debit card issuer in the U.S. In January 2025, the company appointed Dwayne Allen to its Board of Directors. As of January 13, 2026, news reports indicated that The Bancorp's rebrand signals a push into fintech partnerships that could reshape revenue mix amid evolving M&A dynamics. The stock downgrade in December 2025 due to valuation concerns and rising non-performing loans could indirectly influence investor perception.

Institutional investors hold a significant portion of The Bancorp, Inc.'s stock, ranging from approximately 53.06% to 96.22%. Insiders own about 5.96% of the company's stock. Major institutional owners include BlackRock, Inc., Fmr Llc, Vanguard Group Inc, Invesco Ltd., American Century Companies Inc, State Street Corp, Dimensional Fund Advisors Lp, and Wellington Management Group Llp.