Texas Capital Bancshares, Inc. (TCBI)

Over the last six months, TCBI's stock price has increased. TCBI reported Q3 CY2025 results that beat Wall Street's revenue expectations, with sales up 11.6% year-on-year to $340.4 million. Analysts have maintained a "Hold" consensus rating for TCBI. The company has been executing a strategic plan since 2021 to diversify its revenue base, improve earnings, capital ratios, funding, liquidity, and risk management. The Q4 2024 earnings report noted disappointing overall results with declining net interest margin and slowed loan growth due to rising mortgage rates.

Specific information regarding demand seasonality for Texas Capital Bancshares, Inc.'s products and services is not explicitly detailed in the provided search results. Demand can be influenced by interest rate environment, economic growth and business activity, real estate market cycles, client lifecycle, investment banking activity and wealth management. The company's lending strategy focuses on variable-rate loans, which helps protect against interest rate fluctuations.

Texas Capital Bancshares, Inc. (TCBI) is a bank holding company operating through its subsidiary, Texas Capital Bank, providing customized financial solutions to businesses, entrepreneurs, and individual customers. The company operates in the Financials sector, specifically within the Banks - Regional and Major Banks industry. TCBI offers commercial banking services including commercial loans, real estate financing, treasury management, and investment banking. Consumer banking includes deposit accounts, checking and savings accounts, and online banking. Investment banking solutions encompass capital markets, M&A, and financial advisory services. Wealth management services include investment management, financial planning, and private wealth advisory solutions.

Texas Capital Bancshares, Inc. primarily operates in the major metropolitan areas of Texas, including Austin, Dallas, Fort Worth, Houston, and San Antonio. While its main operations are concentrated in Texas, the company also has a network of clients and provides specialized lending products to businesses throughout the United States through its national lines of business. Its headquarters are located in Dallas, Texas.

Information specifically detailing Texas Capital Bancshares, Inc.'s brand reputation in the past year is limited in the provided search results. The company has been actively working on a strategic transformation since 2021 to enhance its financial profile and market position. In March 2022, Texas Capital Bank was named the most trustworthy bank in America by Newsweek Magazine. The company also highlights its strong community involvement through employee volunteerism, impact lending, impact investing, and philanthropy in 2024.

Texas Capital Bancshares, Inc. is predominantly owned by institutional shareholders, who hold approximately 99.34% of the company's shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and T. Rowe Price Investment Management, Inc. The largest individual shareholder is James R. Holland Jr., owning approximately 1.33 million shares, representing 2.91% of the company.