TriCo Bancshares (TCBK)

In the past six months, TriCo Bancshares (TCBK) stock has experienced several notable events. The stock had gained 16.3% over the preceding six months as of November 6, 2025. TriCo Bancshares declared a quarterly dividend payment on November 25, 2025, and increased its quarterly cash dividend on August 25, 2025. The company reported strong financial results, beating analyst forecasts on October 23, 2025, and in Q2 CY2025. On October 27, 2025, Keefe Bruyette raised TriCo Bancshares' price target to $50 from $46.

Demand for TriCo Bancshares' products and services is influenced by external economic factors rather than strict seasonality. Loan origination volume was elevated in Q4 2024 due to a dip in benchmark interest rates. Demand may decline due to adverse economic conditions in California. The company's focus on a wide variety of banking services suggests varying demand patterns based on local economic conditions and interest rate environments.

TriCo Bancshares is a bank holding company for Tri Counties Bank, providing banking and financial services to individuals, small businesses, and commercial clients. Its services include deposit accounts, lending solutions (commercial, consumer, real estate, agricultural), treasury management, credit and debit cards, digital banking, payment processing, and wealth management through investment advisory affiliates.

TriCo Bancshares primarily serves Northern and Central California through Tri Counties Bank, which operates over 75 locations, including branches and loan production offices. The company has corporate offices in Chico, Roseville, South San Francisco, and Bakersfield, and has expanded into Southern California with lending centers in Pasadena, Irvine, and San Diego. Customers have access to a shared nationwide network of over 32,000 ATMs.

TriCo Bancshares, through Tri Counties Bank, has maintained a positive brand reputation, recognized for financial stability and community engagement. The bank was ranked #2 in California in a 2021 Forbes survey of America's Best In-State-Banks. On November 24, 2025, Tri Counties Bank awarded $250,000 in AHEAD Economic Development Grants. On September 8, 2025, Tri Counties Bank opened a new location in the West Portal neighborhood of San Francisco. The company acknowledges general risks such as data breaches or regulatory violations that could negatively impact its reputation.

As of June 30, 2025, institutional investors hold 59.11% of TriCo Bancshares' stock, with key holders including Vanguard Group Inc., Franklin Resources Inc., and Dimensional Fund Advisors LP. Insiders collectively own 4.80% of the company's stock, including Craig B Carney, Cory W Giese, and Michael W Koehnen.