TriCo Bancshares (TCBK)

Over the past six months, TriCo Bancshares' stock price has experienced a +5.5% change. Key events include the announcement of a quarterly cash dividend on February 23, 2026, and the release of a study on AI's impact on small businesses on February 19, 2026. On January 22, 2026, the company reported its Fourth Quarter 2025 net income of $33.6 million and authorized a new share repurchase program. Insider selling by Executive VP & CFO Peter Wiese and Chairman, President & CEO Richard Smith was reported on March 4, 2026. On July 24, 2025, TriCo Bancshares reported second-quarter 2025 net income of $27.5 million and increased its quarterly cash dividend to $0.36 per share.

While specific demand seasonality is not explicitly detailed, TriCo Bancshares' demand for loans and deposits could be indirectly influenced by economic cycles and agricultural seasons prevalent in California, given its involvement in real estate, commercial, and agricultural lending. The company's 10-K report mentions that demand for its products and services may decline and low-cost or non-interest-bearing deposits may decrease, but this is presented as a general risk rather than a recurring seasonal pattern.

TriCo Bancshares is a bank holding company operating through Tri Counties Bank, a California-chartered commercial bank, categorized in the Financial Services sector, specifically in the Regional Banks industry. It offers personal, small business, and commercial financial services, including deposit accounts and a wide range of loan products, treasury management services, credit and debit cards, safe deposit boxes, brokerage and wealth management services, equipment financing, digital banking, overdraft services, and payment processing services.

TriCo Bancshares operates primarily within California through Tri Counties Bank, which has over 64 branches and 8 loan production offices. The company has expanded its presence in central California through acquisitions like Valley Republic Bancorp and has extended into Southern California with lending centers in Pasadena, Irvine, and San Diego. Customers also have access to approximately 40,000 surcharge-free ATMs nationwide.

TriCo Bancshares, through Tri Counties Bank, has maintained a positive brand reputation over the past year, emphasizing personalized service and local community engagement. In February 2026, Tri Counties Bank released a study on AI's impact on small businesses. In October 2023, Tri Counties Bank was honored with the 2023 Top Partner Award by the California Black Chamber of Commerce and launched a Down Payment Assistance Program in the Central Valley with Self-Help Enterprises. In July 2023, Tri Counties Bank and United Way of Northern California launched the NorCal Disaster Fund. In May 2023, Tri Counties Bank was honored with the 2022 Raymond James Community Bankers Cup Award. In April 2023, TriCo Bancshares ranked #10 in the S&P Global Market Intelligence Ranking. In January 2023, Tri Counties Bank created a Homeownership Access Program to increase homeownership in historically disadvantaged communities. In a 2021 Forbes magazine survey, Tri Counties Bank was ranked #2 in California among America's Best In-State-Banks.

Institutional investors hold a significant portion of TriCo Bancshares' stock, ranging from approximately 62.53% to 70.29% of shares outstanding, while individual and insider ownership stands at about 4.39% to 4.68%. Major institutional owners include Vanguard Fiduciary Trust Co., State Street Corp., Manulife Financial Corp., Invesco Ltd., Russell Investments Group Ltd., Crawford Investment Counsel Inc., Jacobs Levy Equity Management Inc., Charles Schwab Investment Management Inc., Franklin Resources Inc., JPMorgan Chase & Co., Goldman Sachs Group Inc., PNC Financial Services Group Inc., and Deprince Race & Zollo Inc.