TriCo Bancshares (TCBK)

In the past six months, TriCo Bancshares (TCBK) stock has increased by 13.31%. The company reported third-quarter 2025 net income of $34.0 million, with diluted EPS of $1.04, surpassing analysts' consensus estimates of $0.92 by $0.12. The company increased its quarterly cash dividend by 9.1% to $0.36 per share, marking 12 consecutive years of dividend increases. Tri Counties Bank opened a new location in the West Portal neighborhood of San Francisco on September 12, 2025. TriCo Bancshares shares crossed below their 200-day moving average on October 16, 2025. Raymond James reiterated an "Outperform" recommendation, raising its price target to $46.00. Keefe, Bruyette & Woods maintained a "Market Perform" rating, raising its price target from $46.00 to $50.00. Piper Sandler upped its price target from $52.00 to $55.00 and gave the stock an "overweight" rating. Zacks Research downgraded TriCo Bancshares from a "strong-buy" to a "hold" rating. DA Davidson upped its target price from $43.00 to $45.00 and gave the stock a "neutral" rating. Wall Street Zen upgraded TriCo Bancshares from a "sell" rating to a "hold" rating. The company has a consensus rating of "Hold" with an average target price of $47.80 to $48.60 among analysts.

The demand for TriCo Bancshares' products and services is closely linked to prevailing economic conditions and interest rate movements. The bank's net interest margin is sensitive to changes in interest rates, and the composition of its loan portfolio influences overall yield and risk. The provided information does not detail specific seasonal demand patterns for its banking products and services throughout the year.

TriCo Bancshares is a California corporation operating as a bank holding company for Tri Counties Bank, functioning within the Finance sector, specifically in the Major Banks or Regional Banks industry. Tri Counties Bank is a California-chartered commercial bank engaged in general commercial and retail banking, offering personal, small business, and commercial financial services, including various deposit accounts and loans. The company's primary revenue source is net interest income.

TriCo Bancshares primarily serves individuals, small businesses, and corporate customers across Northern and Central California, operating more than 75 branches and loan production offices within these regions. Its corporate office and headquarters are located in Chico, California.

TriCo Bancshares, through Tri Counties Bank, emphasizes community engagement, local decision-making, and personalized customer relationships. The company is committed to financial stability, technological innovation, and service excellence within the regional banking sector. Its reputation is also bolstered by a strong regional presence, a diverse range of financial products, solid financial performance, and consistent dividend payouts, with a track record of increasing dividends for 12 consecutive years.

Institutional investors own a significant portion of TriCo Bancshares' stock, with figures ranging from approximately 58.28% to 66.76%, while individual or insider ownership is also substantial, reported to be around 4.54% to 59.9%. Major institutional owners include Fmr LLC, Blackrock Inc., Vanguard Fiduciary Trust Co., State Street Corp., Manulife Financial Corp., Federated Hermes Inc., MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd., PROSHARE ADVISORS LLC, FRANKLIN RESOURCES INC, and GOLDMAN SACHS GROUP INC. Key individual and insider owners include Richard P. Smith, William J. Casey, Michael W. Koehnen, Alex A. Vereschagin Jr., Craig S. Compton, John S. A. Hasbrook, W. Virginia Walker, and Donald J. Amaral.