Triumph Financial, Inc. (TFIN)

B. Riley Securities downgraded TFIN's stock rating from 'Buy' to 'Neutral' due to valuation concerns. Triumph Financial strengthened its technology and data capabilities with an ISO asset purchase. The share price declined by 30.29% from December 30, 2024, to December 29, 2025. Triumph Financial's stock broke above its 200-day moving average. News suggested that the SPTM could go to $93. The stock gained 11.1% as investor fears over a potential credit crisis eased. B. Riley Securities upgraded TFIN from 'Neutral' to 'Buy', raising the price target from $55.00 to $70.00 USD. Stephens & Co. maintained an 'Equal-Weight' rating, increasing the price target from $53.00 to $59.00 USD. DA Davidson maintained a 'Neutral' rating with a stable price target of $63.00 USD. Triumph Financial (TFIN) reported Q3 earnings that beat estimates. DA Davidson maintained a 'Neutral' rating, raising the price target from $56.00 to $63.00 USD. Triumph Financial announced better-than-expected revenue in Q2 CY2025. Over the last 12 months, the stock's price decreased, but in the past month and three months, it increased.

The first quarter is generally considered a seasonally weak period for Triumph Financial. Demand for its factoring and payment services could be influenced by broader economic cycles and seasonal fluctuations within the transportation sector.

Triumph Financial, Inc. (TFIN), established in 1925 and headquartered in Dallas, Texas, is a diversified financial services and technology company with a focus on the freight and logistics industry. The company offers commercial banking services including deposit and loan products, electronic banking, and insurance brokerage. They provide wealth management services for affluent individuals. Equipment financing is available through Triumph Commercial Finance. Treasury and payment solutions include cross-border payments and foreign exchange services. Factoring services are offered through Triumph Business Capital. Payment solutions are provided through TriumphPay and LoadPay. Intelligence services turn trucking data into insights.

Triumph Financial, Inc. is headquartered in Dallas, Texas, with a significant market presence in the Southwestern United States and a national reach through specialized divisions. TBK Bank, a subsidiary, operates retail branch networks across the Midwestern, Western, and Mountain divisions.

Triumph Financial emphasizes a client-centric approach, strong relationships, and a deep understanding of customer needs, with a commitment to integrity, innovation, and prudent financial stewardship. The company's brand reputation is supported by its strategic focus on leveraging data and technology to drive growth in its transportation-related businesses. Key initiatives like the acquisition of Greenscreens and the continued development of TriumphPay and LoadPay are pivotal to enhancing its intelligence capabilities and cross-selling opportunities, which positively contribute to its market position.

Triumph Financial, Inc. has a significant level of institutional ownership, with 91.11% of its stock held by institutions including BlackRock, Inc., Kayne Anderson Rudnick Investment Management Llc, and Vanguard Group Inc. Insiders hold 5.58% of the company's stock.