First Financial Corporation (THFF)

In the past six months, First Financial Corp. reported strong earnings, beating analyst expectations for Q3 and Q2 2025. The company declared a quarterly dividend in December 2025 and raised its quarterly dividend to $0.56. First Financial Corporation Indiana announced an agreement to acquire BankFinancial Corporation in an all-stock transaction valued at approximately $142 million. Brokerages have given First Financial Corporation Indiana a consensus recommendation of "Moderate Buy." Over the past year, First Financial shares have gained 39.4% compared to the industry's rise of 20.5%.

While general information on demand seasonality for all of First Financial Corp.'s products and services is not explicitly detailed, one instance of seasonality was noted in relation to a client in the healthcare industry. First Financial provides services to Little Star ABA Therapy, an autism treatment center, and understands the seasonality of the healthcare industry in relation to its needs for a revolving line of credit, treasury services, and corporate credit cards. This suggests that while the core banking products might have relatively stable demand, certain lending or specialized services catering to specific industries may experience seasonal fluctuations.

First Financial Corporation (Indiana) is a financial holding company operating in the regional banking industry through its subsidiary, First Financial Bank. Established in 1834, it is the oldest national bank in Indiana and fifth oldest in the United States. The company offers deposit services including checking and savings accounts and certificates of deposit. It provides lending services such as commercial loans, residential real estate loans, and home equity loans. Additionally, it offers other financial services like lease financing, trust account services, investment services, wealth management, retirement planning, brokerage solutions, and insurance services.

First Financial Corp. primarily serves west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia. The company has expanded its presence through mergers and acquisitions, with banking centers and loan production offices across Indiana, Illinois, Kentucky, and Tennessee. A recent agreement to acquire BankFinancial Corporation will expand First Financial's presence in the Chicagoland area by adding 18 financial centers. This acquisition, expected to close in the fourth quarter of 2025, aligns with THFF's broader Midwest growth strategy, which also includes a prior agreement to acquire Westfield Bank in Northeast Ohio. As of March 31, 2022, the company operated 135 full-service banking centers primarily in Ohio, Indiana, Kentucky, and Illinois.

First Financial Corporation Indiana has a generally positive brand reputation, with a consensus rating of "Moderate Buy" from five brokerages. MarketBeat's MarketRank™ scored First Financial Corporation Indiana higher than 72% of companies evaluated and ranked it 442nd out of 910 stocks in the finance sector. No specific negative events were found that have affected its reputation in the past year.

As of September 30, 2025, institutional investors hold 72.74% of First Financial Corp. stock. Major institutional shareholders include First Financial Corp IN, SG Americas Securities LLC, Wealth Enhancement Advisory Services LLC, and Perkins Coie Trust Co. Insider ownership of THFF is 5.01%. In the past three months, insiders have bought $121,600.00 in company stock and sold none.