Hanover Insurance Group, Inc. (THG)

In the past six months, The Hanover Insurance Group, Inc. reported its third-quarter 2025 earnings, beating EPS estimates but experiencing a slight revenue miss, although sales rose year-over-year. The stock reached a new 1-year high in November 2025, and analysts from Royal Bank of Canada initiated coverage with a "Hold" rating. An executive vice president sold shares of THG stock, reducing her ownership. The company also introduced the Hanover Specialty Industrial Property (HSIP) Advantage, a new insurance product.

Demand for property and casualty insurance products and services is subject to seasonal fluctuations, often driven by predictable seasonal patterns and events. Common causes of increased demand include natural disaster seasons, severe weather events, the spring and summer home-buying season, holiday travel season, new vehicle releases, and the construction season. Claims volumes typically surge during annual weather events, and auto insurance experiences busy seasons in spring and summer due to increased vehicle purchases.

The Hanover Insurance Group, Inc. (THG) is a holding company operating in the property and casualty insurance sector, providing a diverse range of insurance products and services to individuals, small to mid-sized businesses, and mid-sized companies. It offers commercial multiple peril, commercial automobile, workers' compensation, and specialty insurance lines, as well as personal automobile, homeowners, and other personal coverages. The company distributes its products through a network of independent agents and brokers and was founded in 1852, with its headquarters in Worcester, Massachusetts.

The Hanover Insurance Group, Inc. is licensed to sell property and casualty insurance in all 50 states and the District of Columbia, maintaining a strong regional presence, particularly in Michigan and Massachusetts. It distributes its products through independent agents across the United States and has 35 local offices in 23 states, marketing its commercial and specialty policies in 40 states and personal lines in 20 states. Internationally, THG conducts business through Chaucer Holdings Limited, a wholly-owned subsidiary domiciled in the United Kingdom.

The Hanover Insurance Group has a strong brand reputation built on over 170 years of experience in the insurance industry. The company is recognized for its customer-centric approach, focusing on personalized service delivered through independent agents. No negative impacts to the brand reputation were found in the provided search results.

Institutional investors hold a significant portion of The Hanover Insurance Group, Inc.'s stock, owning approximately 86.61% of the company's shares. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Price T Rowe Associates Inc /md/. Insiders own about 2.5% of the stock.