LendingTree, Inc. (TREE)

LendingTree reported its second-quarter 2025 results on July 31, 2025. The stock reached a 52-week high of $73.26 on September 17, 2025. On October 13, 2025, the company announced the passing of its founder, Chairman, and CEO, Doug Lebda, and Scott Peyree was named the new CEO. LendingTree reported its third-quarter 2025 results on October 30, 2025, surpassing market expectations. In late October and early November 2025, several analysts adjusted their ratings and price targets for TREE. On January 9, 2026, LendingTree announced the promotion of Ian Smith to Chief Operating Officer and Laura Nelson to Head of Insurance. On January 12, 2026, LendingTree's stock price fell by 7.4%. The company is scheduled to present at the 28th Annual Needham Growth Conference on January 13, 2026.

The fourth quarter is typically a seasonally weaker quarter for the Home segment, though home equity loans saw accelerating demand in Q4 2024. Personal loan debt and the number of borrowers increased in Q3 2025. Credit card debt typically peaks at the end of the year. Car-buying inquiries tend to increase from March through the end of summer. LendingTree anticipates record revenue from small business loans in 2025. The Insurance segment experienced strong growth in 2024 and Q1 2025.

LendingTree operates as a FinTech company in the Loan Brokers industry, generating revenue through lead generation by charging lenders fees for qualified customer referrals. The company's offerings are divided into the Home Segment, providing mortgage services; the Consumer Segment, including credit cards and loans; and the Insurance Segment, offering insurance quote products.

LendingTree's operations are primarily concentrated in the United States, connecting consumers with a nationwide network of over 500 partners.

LendingTree's brand reputation has been influenced by positive customer satisfaction indicators and bullish small-cap research coverage. The rescission of the FCC's 'one-to-one consent rule' is a positive development, while a cybersecurity incident in 2024 negatively impacted the company's reputation. The passing of founder and CEO Doug Lebda could affect brand perception, though the company quickly appointed a new CEO.

LendingTree's ownership structure is characterized by significant institutional backing, with major shareholders including Mariner, LLC, BlackRock, Inc., and The Vanguard Group, Inc. Founder Doug Lebda was the largest individual shareholder, holding 45.06% of the company's shares as of April 2025.