TrustCo Bank Corp NY (TRST)

In the past six months, TrustCo Bank Corp. NY experienced several stock-related events. In October 2025, the company reported a net income increase in Q3 2025, attributed to rising net interest income and loan and deposit growth. In August 2025, the second-quarter dividend was increased to $0.38 per share. On October 24, 2025, TRST received an upgrade in Validea's Martin Zweig Strategy Daily Upgrade Report.

Explicit information regarding demand seasonality for TrustCo Bank Corp. NY's products and services is not directly available. Demand for certain services can be influenced by general economic cycles and consumer behavior. Residential mortgage demand might see seasonal fluctuations, often increasing in warmer months. Consumer loan demand could be influenced by holiday spending or tax seasons.

TrustCo Bank Corp. NY (TRST) is a bank holding company operating through its subsidiary, Trustco Bank, providing community banking and financial services to individuals, businesses, and nonprofits. The company offers deposit products, lending solutions, wealth management, trust administration, and insurance products. TrustCo Bank also functions as a real estate investment trust, managing real estate mortgage assets.

TrustCo Bank Corp. NY operates through banking offices and ATMs across upstate New York, western Massachusetts, New Jersey, and Vermont. In New York, it has a presence in multiple counties, and in Florida, it has offices in several counties. It also serves Bennington County in Vermont, Berkshire County in Massachusetts, and Bergen County in New Jersey.

TrustCo Bank has maintained a strong brand reputation, receiving accolades such as being voted the #1 Bank in the Capital District by the Times Union. It was also voted the #1 Bank, #1 Mortgage Lender, and #1 Investment Firm by The Daily Gazette. TrustCo Bank holds a Bauer Financial five-star rating and received a "Bestie Award" in the Capital Region by Capital Region Living Magazine.

Institutional investors hold a significant majority of TrustCo Bank Corp. NY shares, owning approximately 68.6% to 77.1% of the company. Individual insiders own a smaller portion, ranging from 3.17% to 3.3% of shares. The general public holds approximately 19.7% to 20% of the shares.