United Bancorp, Inc. (UBCP)

In the past six months, United Bancorp, Inc. reported its Q2 2025 earnings with a net income of $1.914 million and diluted EPS of $0.33, a 10% increase over Q2 2024. The company increased its third-quarter cash dividend payment to $0.1875 per share. Q3 2025 earnings showed a diluted EPS of $0.34 and net income of $1.931 million, with total assets at $866.8 million. The company increased its fourth-quarter cash dividend payment to $0.19 per share. The stock showed a mildly bullish technical trend and was considered "very attractive" due to undervalued metrics.

There is no explicit information available to suggest significant demand seasonality for United Bancorp, Inc.'s banking products and services.

United Bancorp, Inc. (Ohio) is a financial holding company based in Martins Ferry, Ohio, with its main subsidiary being Unified Bank. It offers a range of commercial and retail banking products and services, including checking and savings accounts, loans, digital banking solutions, and wealth management services.

United Bancorp, Inc. operates through 18 banking centers primarily in northeastern, eastern, southeastern, and south-central Ohio, serving counties such as Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, Hocking, and Tuscarawas. It also has a presence in Marshall County, West Virginia, and a loan production office in Wheeling.

United Bancorp, Inc. maintains a positive brand reputation, with an aggregate usefulness score of 4.8 out of 5.0 based on 204 reviews. The company emphasizes a community-focused approach, personalized customer service, and local decision-making.

Major institutional owners of United Bancorp, Inc. include Vanguard Group Inc., Commonwealth Financial Services LLC, and Geode Capital Management LLC. Vanguard Group Inc. is the largest institutional holder with 95,350 shares. Institutional investors collectively increased their holdings. Insiders own a significant portion of the shares, with insider ownership reported at 18%.