Stock events for United Security Bancshares (California) (UBFO)
Over the past six months, United Security Bancshares' stock has experienced an increase of 5.47% in the past month and 10.53% over the last 12 months, closing at an all-time high of $11.33 on February 5, 2026. Recent earnings reports have shown fluctuations, with Q3 2025 earnings increasing by 85.5% from the previous quarter, while annual earnings for fiscal year 2024 decreased by 25.3%. Investor alerts from law firms have surfaced, investigating the adequacy of the price and process in a proposed sale of United Security Bancshares, and announcements were made regarding pending additions to the Board of Directors in anticipation of a merger.
Demand Seasonality affecting United Security Bancshares (California)’s stock price
The banking sector, including regional banks like United Security Bancshares, experiences seasonality in demand for its products and services, particularly loans. Demand for loans tends to be lower in January and February, increases in March, and often peaks in August or September, before declining again towards December, primarily driven by changes in interest rates.
Overview of United Security Bancshares (California)’s business
United Security Bancshares is a bank holding company based in Fresno, California, offering commercial banking services with a diverse loan portfolio. As of September 30, 2025, the company reported trailing twelve-month earnings of $11.4 million.
UBFO’s Geographic footprint
United Security Bancshares operates 13 branches across several counties in California, including Fresno, Madera, Kern, and Santa Clara counties. Its headquarters are located in Fresno, California.
UBFO Corporate Image Assessment
United Security Bancshares has a news sentiment score of 1.32, which is higher than the average for Finance companies, suggesting a generally positive news sentiment. However, investor alerts from law firms have affected the company's reputation, raising concerns among shareholders about the fairness of a proposed sale.
Ownership
Approximately 22.10% of United Security Bancshares' stock is held by insiders, while 30.88% is held by institutions, including Vanguard Group Inc., Dimensional Fund Advisors Lp, Bridgewealth Advisory Group LLC, Fourthstone LLC, and Banc Funds Co Llc.
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$10.50
