U.S. Bancorp (USB)

Over the past six months, U.S. Bancorp's stock price has seen an increase. As of October 3, 2025, the share price was $48.07, reflecting an 8.10% increase from $44.47 on October 7, 2024. Key events impacting the stock include strong Q2 2025 financial results with a net income of $1,815 million, marking a 13.2% increase year-over-year, a prime lending rate reduction to 7.25% from 7.50%, and an analyst downgrade from Morgan Stanley from Overweight to Equal Weight, setting a price target of $56. As of September 30, 2025, U.S. Bancorp has a "Buy" consensus rating from 38 analysts.

Information regarding demand seasonality for U.S. Bancorp's products and services is available, with tools that display mean and median monthly returns for USB to identify seasonal patterns. However, the specific seasonal patterns or trends in demand for its products and services are not detailed in the provided search results.

U.S. Bancorp is an American multinational financial services firm and a financial services holding company, serving as the parent company of U.S. Bank National Association. It is the fifth-largest bank in the United States as of 2025 and is considered systemically important by the Financial Stability Board. The company provides a comprehensive suite of financial services and products to individuals, businesses, institutional organizations, governmental entities, and other financial institutions, including banking, investment, mortgage, trust, and payment services.

U.S. Bancorp's headquarters are located in Minneapolis, Minnesota. The company maintains a significant retail branch network across the United States, with over 2,000 branches in 26 states, primarily concentrated in the Midwest and West regions, with a recent expansion to the East Coast. Beyond its physical branches, U.S. Bancorp also boasts a worldwide digital footprint.

U.S. Bancorp is renowned for its digital innovation and customer service, and it is consistently recognized for its financial stability and responsible governance. The company was included in the 2024 Forbes Global 2000. U.S. Bancorp also engages in sponsoring various cultural events, transportation hubs, and sporting venues, such as U.S. Bank Stadium. No specific negative events significantly impacting U.S. Bancorp's brand reputation in the past year were detailed in the search results.

U.S. Bancorp is a publicly traded company with numerous shareholders. Institutional investors hold the majority of its shares, owning approximately 82% to 82.3% of the company, while the general public holds about an 18% stake, and insiders hold less than 1%. Major institutional owners include The Vanguard Group, Inc., BlackRock, Inc., Fmr Llc, State Street Corp, MUFG Bank, Ltd., Jpmorgan Chase & Co, and Geode Capital Management, Llc.