USCB Financial Holdings, Inc. Class A (USCB)

USCB Financial Holdings, Inc. reported record EPS of $0.40 for Q2 2025 and $0.45 for Q3 2025, surpassing analyst estimates. A quarterly cash dividend of $0.10 per share was declared on October 20, 2025. The stock price increased by 11.14% from November 4, 2024, to October 31, 2025, and reached $17.97 as of November 26, 2025. Analyst sentiment is positive, with a "Buy" consensus and a $22.00 price target. W. Kirk Wycoff, a director and ten percent owner, sold 22,558 shares on November 25, 2025.

No specific information regarding demand seasonality for USCB Financial Holdings, Inc.'s products and services was found. Demand is generally influenced by economic conditions and local market dynamics rather than seasonal patterns.

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank, offering personal and business banking products and services. The company's offerings include SBA and yacht lending, HOA services, Jurist Advantage and Private Client Group services, and correspondent banking services. USCB also provides Medical Advantage banking, deposit products, treasury, commercial payment, cash management services, insured cash sweep, certificate of deposit account registry services, and title insurance policies.

USCB Financial Holdings, Inc. is headquartered in Doral, Florida, and operates 10 banking centers through U.S. Century Bank, primarily serving SMBs, local business owners, entrepreneurs, and professionals in the Miami-Dade metro area and South Florida. The company also offers correspondent banking services to banks in select Latin American and Caribbean countries.

USCB Financial Holdings, Inc. maintains a strong brand reputation based on trust and reliability. U.S. Century Bank has consistently received a 5-Star rating from BauerFinancial. The company's commitment to technology and a customer-centric culture enhances its brand strength and customer loyalty. No negative events impacting the company's reputation were found.

USCB Financial Holdings, Inc. has a diverse ownership structure. Institutional investors hold 60.26% of the shares, with major holders including Patriot Financial Partners Gp, Lp, Endeavour Capital Advisors Inc, Alliancebernstein L.p., BlackRock, Inc., Vanguard Group Inc, Mendon Capital Advisors Corp, RMB Capital Management, LLC, and Basswood Capital Management, L.l.c. Individual ownership is 3.29%, and insider ownership is 33.69%.