Univest Financial Corporation (UVSP)

Univest Financial Corp. reached a 52-week high of $30.27 on November 6, 2024. The company reported higher-than-expected Q3 2024 EPS of $0.63 and solid deposit growth of 5.5%. Univest continued its share repurchase program, buying back 157,000 shares in Q3 2024 and anticipated a 4% to 5% contraction of net interest income in 2024. More recently, Univest Financial Corporation reported Q3 2025 EPS of $0.89, exceeding the consensus estimate of $0.76. For the fourth quarter of 2024, the company reported a net income of $18.9 million with an EPS of $0.65, alongside solid loan growth (5.6% annualized) and a 14.6% increase in non-interest income compared to the prior year's fourth quarter. During 2024, Univest repurchased 802,535 shares, including 139,492 shares in Q4 2024. In Q2 2025, net income increased by 10% to $20.0 million. Noninterest income for Q2 2025 rose by 2.5%, primarily due to increased gains on the sale of Small Business Administration loans, while net gain on mortgage banking activities decreased by 42.6% due to lower salable volume. On July 23, 2025, Univest declared a quarterly cash dividend of $0.22 per share and repurchased 172,757 shares of common stock during Q2 2025. Insider selling activity was also noted in August 2025.

Seasonal municipal inflows contributed to solid deposit growth in Q3 2024, suggesting some seasonality in Univest Financial Corp.'s deposit base.

Univest Financial Corp. operates as a financial services provider through its subsidiary, Univest Bank and Trust Co. It offers a range of financial solutions, including personal and business banking, online banking, mortgages, insurance, and wealth advisory services. The company operates through Banking, Wealth Management, and Insurance segments.

Univest Financial Corp. primarily serves residents, businesses, and nonprofits in Bucks, Chester, Montgomery, and Lehigh counties in Pennsylvania. It has expanded into Western Pennsylvania and Maryland, delivering services through over 50 offices and online platforms.

Univest Financial Corp. received a "Buy (B-)" rating from Weiss Ratings as of October 16, 2025. The company's strong financial performance contributes positively to its reputation among investors.

Institutional investors and hedge funds own 75.07% of Univest Financial Corp.'s stock, while insiders own 1.70%. Major institutional owners include Allianz Asset Management GmbH and CWM LLC. Other institutional investors with holdings include PNC Financial Services Group Inc., Apexium Financial LP, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd., and Wealth Enhancement Advisory Services LLC.