Univest Financial Corporation (UVSP)

In the past six months, Univest Financial Corp. reported its Q4 2025 earnings on January 28, 2026, with diluted earnings per share of $0.79, a 21.5% increase from Q4 2024, and net income rose to $22.7 million. On November 6, 2025, Univest Financial Corporation completed a $50.0 million subordinated debt offering. The company consistently pays a quarterly dividend, with the last ex-dividend date on February 11, 2026, an annual dividend of $0.88 per share, and a yield of 2.71%. As of March 5, 2026, the share price was $33.66, representing a 16.23% increase over the previous year.

Univest Financial Corp. experiences demand seasonality, particularly in its deposit base. The company reported seasonal decreases in public funds deposits in the second quarter of 2025, contributing to a decrease in total deposits during that period. Conversely, the bank experienced a robust 5.5% increase in total deposits driven by seasonal municipal inflows, which enhances its liquidity position.

Univest Financial Corporation operates as a bank holding company for Univest Bank and Trust Co., offering financial solutions to individuals, businesses, municipalities, and non-profits. The company operates in the Financials sector, specifically under the Banks - Regional industry. Its business is divided into Banking, Wealth Management, and Insurance segments. As of December 31, 2025, Univest had approximately $8.4 billion in assets and $5.9 billion in assets under management and supervision through its wealth management lines of business.

Univest Financial Corp. primarily serves the Mid-Atlantic Region of the United States, concentrating its operations in southeastern Pennsylvania, including Bucks, Chester, Montgomery, and Lehigh counties, extending to the Lehigh Valley and Lancaster. The company also has a presence in New Jersey and Maryland, delivering services through over 50 offices and online platforms. Its corporate headquarters are located in Souderton, Pennsylvania.

Information specifically detailing events that have negatively or positively impacted Univest Financial Corp.'s brand reputation in the past year is not readily available. However, the company published its first Environmental, Social and Governance (ESG) Report in January 2021, outlining its commitment to advancing sustainability, supporting the community, investing in employees, serving customers, and promoting sound governance. Univest's mission statement also emphasizes being a strong leader in its markets, active in its communities, and building loyal relationships with customers and employees.

Univest Financial Corp.'s ownership is primarily held by institutional investors, who collectively own 76.1% of the company's total shares outstanding. Individual and insider ownership accounts for a smaller segment, at 1.47% to 6.82%. Major institutional shareholders include BlackRock, Inc., FMR LLC, Dimensional Fund Advisors LP, The Vanguard Group, Inc., and State Street Corp.