Virginia National Bankshares Corporation (VABK)

Virginia National Bankshares Corp. reported a 30% increase in net income for Q4 2025, attributed to decreased interest expense and an improved net interest margin. The board declared a quarterly cash dividend of $0.36 per share. Between January 13, 2025, and January 12, 2026, VABK's share price increased by 15.12%. Director Gregory L. Wells was awarded 1,100 restricted shares. Short interest in Virginia National Bankshares recently decreased, indicating improved investor sentiment.

Information regarding specific demand seasonality for Virginia National Bankshares Corp.'s products and services was not explicitly found. Banking services may experience subtle fluctuations related to economic cycles, tax seasons, or holiday spending, but these are typically less pronounced than in other industries.

Virginia National Bankshares Corp. (VABK) is a bank holding company that provides commercial and retail banking services through its subsidiary, Virginia National Bank. The company offers deposit accounts, commercial loans, real estate mortgages, construction financing, and consumer installment loans. VABK also provides digital banking solutions, treasury management, merchant services, and trust and wealth management services. The company has equity interests in Bankers Insurance, LLC, and Bankers Title Shenandoah, LLC.

Virginia National Bankshares Corp. primarily serves communities across Virginia. It has 12 banking offices in Charlottesville, Richmond, and the Fauquier/Prince William counties. The bank also operates multiple offices throughout Northern Virginia, serving communities in Fairfax, Loudoun, Winchester, and Manassas.

Virginia National Bankshares Corp. emphasizes personalized service and community engagement, investing in the financial health of individuals, businesses, and charitable organizations. MarketBeat scored Virginia National Bankshares higher than 38% of companies evaluated and ranked it 745th out of 899 stocks in the finance sector. There were no specific events reported in the past year that negatively impacted the company's brand reputation.

Virginia National Bankshares Corp. has a diverse ownership structure, including institutional and individual investors. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Endeavour Capital Advisors Inc. Key individual insider owners include William D Jr Dittmar, Glenn W Rust, and John Buchanan Adams Jr.