WaFd, Inc. (WAFD)

In August 2025, WaFd achieved Preferred Lender status with the SBA. In November 2025, the WaFd President made an insider purchase of shares. In January 2026, WaFd Bank exited the mortgage lending business and reported Q1 2026 earnings, missing analyst forecasts but demonstrating EPS growth and an improved efficiency ratio. In February 2026, WaFd stock reached a new 52-week high, announced a regular quarterly cash dividend and increased its share repurchase authorization, and an EVP sold 5,300 shares. Over the past year, WaFd Inc. has experienced a positive stock price change.

Information regarding specific seasonal demand patterns for WaFd, Inc.'s products and services is not explicitly detailed. General loan demand has been described as tepid, and the company's decision to exit the mortgage origination business suggests a strategic response to market conditions rather than a direct seasonal trend.

WaFd, Inc. is a bank holding company that operates primarily through its subsidiary, WaFd Bank. The company operates in the Financials sector, providing banking and financial services to consumers, businesses, and commercial real estate owners. Its services include lending options, deposit products, insurance brokerage services through WAFD Insurance Group, and wealth management products through WaFd Wealth, Inc.

WaFd Bank has a significant market presence across the Western United States, with 210 branches in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California, and Texas as of September 30, 2024.

WaFd Bank has a strong brand reputation, achieving its highest Net Promoter Score (NPS) of 57 in its 2023 customer survey, indicating high customer satisfaction.

Institutional investors hold approximately 83.7% of WaFd, Inc. stock, with key shareholders including BlackRock, Inc., Vanguard, and Dimensional Fund Advisors. Insiders own approximately 1.60% of the stock.