Western Alliance Bancorp (WAL)

Over the past six months, Western Alliance Bancorporation's stock price has experienced fluctuations. As of November 19, 2025, the share price was $75.54, representing a decline of 15.29% from November 20, 2024, when it was $89.17. The stock's 52-week range has been between a low of $57.05 and a high of $95.91. In Q3 2025, Western Alliance Bancorporation reported solid results with net income of $261 million and earnings per share of $2.28, an increase of 26.7% year-over-year. The company increased its quarterly dividend to $0.42 per share from $0.38 in November 2025. CFO Dale Gibbons bought 4,000 shares at $77 on October 30, 2025. As of November 2025, Western Alliance Bancorporation stock has a consensus "buy" rating from analysts. The stock gained 0.0617% on November 26, 2025, rising to $81.10 and marking its seventh consecutive day of gains.

Demand seasonality for Western Alliance Bancorp.'s products and services is influenced by various factors, particularly in its mortgage banking and deposit activities. Mortgage banking revenue is likely to dip in the fourth quarter due to seasonality. Similarly, seasonal deposit outflows are expected to temporarily decline, which can affect liquidity. The company's diversified business model aims to mitigate risks associated with reliance on any single customer type, industry, or product. Western Alliance Bancorp. also serves niche markets like the homeowner's association sector and the class action legal industry, which may have their own demand patterns. The bank's focus on commercial, industrial, real estate, and personal loans, along with treasury management services, suggests a broad base of demand that may experience varying seasonal trends across different segments.

Western Alliance Bancorporation (WAL) is a regional bank holding company based in Phoenix, Arizona, providing customized loan, deposit, and treasury management services, including digital payment solutions. WAL serves business customers across multiple sectors, such as real estate, technology, and consumer-related industries. Its major products and services include commercial banking, treasury management, wealth management, and mortgage services. The company operates through its wholly-owned banking subsidiary, Western Alliance Bank (WAB), and various banking divisions, offering specialized financial services nationwide.

Western Alliance Bancorporation's operations are primarily based in the United States, with a significant presence in Arizona, California, and Nevada. The company operates through five full-service banking divisions: Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. Additionally, it has loan production offices in nine states and provides specialized financial services to business customers across the country, including mortgage banking services through AmeriHome Mortgage.

Western Alliance Bancorporation has maintained a strong brand reputation over the past year, receiving several accolades in 2024. It was ranked as a top U.S. bank by American Banker and Bank Director. The company also received #1 rankings on Extel's All-America Executive Team Midcap Banks 2024 for Best CEO, Best CFO, and Best Company Board of Directors. In 2023, Western Alliance Bank successfully navigated the turmoil, demonstrating the strength of its diversified business model and disciplined credit underwriting. The company's ability to increase total deposits by 3% year-over-year in 2023, along with a 16% year-over-year increase in Tangible Book Value Per Share, further contributed to its positive reputation.

Western Alliance Bancorporation is predominantly owned by institutional shareholders, who hold approximately 90.05% to 94.66% of the company's stock. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., Price T Rowe Associates Inc /md/, Invesco Ltd., Barrow Hanley Mewhinney & Strauss Llc, State Street Corp, T. Rowe Price Investment Management, Inc., and Dimensional Fund Advisors Lp. Individual insider ownership accounts for approximately 27.86% to 34.78% of the company. William S. Boyd is the largest individual shareholder, owning 12.74 million shares, representing 11.58% of the company. Marianne Boyd Johnson and Todd Marshall are also significant individual owners.