Webster Financial Corporation (WBS)

Webster Financial reported better-than-expected revenue and EPS for Q4 CY2025. The company declared common and preferred dividends. Webster Financial Corporation announced a definitive agreement to be acquired by Banco Santander, S.A. UBS and Stephens downgraded Webster Financial stock. Webster lowered its prime lending rate to 6.75 percent. The stock reached an all-time high closing price of $73.13 on February 6, 2026.

Webster Financial Corp. experiences some demand seasonality, particularly concerning deposits, with a seasonal decline in public funds during Q4 2025 expected to flow back in Q1. Deposit pricing is also anticipated to accelerate in the first quarter due to seasonal factors. The banking industry can be affected by seasonal cash fluctuations influenced by factors such as holidays, fiscal year-end, and tax periods.

Webster Financial Corp. delivers financial products and services through Commercial Banking, Healthcare Financial Services, and Consumer Banking. Commercial Banking provides various services to businesses and institutions. Healthcare Financial Services includes HSA Bank and Ametros. Consumer Banking offers solutions to individuals and families. Webster also provides Banking as a Service (BaaS) and BrioDirect.

Webster Financial Corp.'s core geographic footprint spans the Northeast United States, particularly along the I-95 corridor from Boston to New York, including Connecticut, Massachusetts, Rhode Island, New Jersey, and specific counties in New York, as well as New York City. The company maintains nearly 200 banking centers throughout the Northeast.

Webster Financial Corp. maintains a reputation as a values-driven organization focused on supporting clients and communities, contributing to exceptional revenue growth. The recent acquisition by Banco Santander aims for an enhanced service offering and broader capabilities, emphasizing continuity of leadership and a commitment to relationship-based service.

Webster Financial Corporation has significant institutional ownership, with 993 institutional owners and shareholders holding a total of 178,964,842 shares, accounting for approximately 91.94% of the company's shares. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Fmr Llc.