Webster Financial Corporation (WBS)

Webster Financial Corp. stock has been impacted by several key events over the past six months. The company reported strong Q2 2025 results with diluted EPS of $1.52 and net income of $251.7 million, driven by growth in loans and deposits, improved asset quality, and an enhanced efficiency ratio, and approved a $700 million share repurchase program. Q3 2025 earnings were reported at $1.54 per share, with revenue of $756.06 million and net income of $261.2 million. A quarterly dividend of $0.40 per share was announced and paid on November 20, 2025. Analysts have weighed in on WBS with "buy" ratings and price targets, with a consensus rating of "Moderate Buy" and an average target price of $69.85. There has been notable insider selling, including CEO John R. Ciulla selling 8,000 shares in November 2025. While the S&P 500 was up 19.8% since May 2025, Webster Financial lagged behind with a return of 14.5%.

Webster Financial Corp. experiences some demand seasonality in its products and services, with regular seasonal growth in its public funds business during the third quarter and a slight seasonal decline in Health Savings Accounts (HSAs) in the second quarter.

Webster Financial Corporation is a financial holding company operating primarily through Webster Bank, N.A., delivering financial products and services to individuals, families, and businesses. Its offerings are structured across Commercial Banking, Consumer Banking, and Healthcare Financial Services, including deposits, lending options, wealth management, treasury management, financial planning, insurance, retirement plans, credit cards, payroll services, and capital markets solutions. Through its HSA Bank division, Webster is a significant provider of health savings accounts and offers digital banking services via mobile apps and BrioDirect.

Webster Financial Corp.'s core geographic footprint is concentrated in the Northeast of the United States, including Connecticut, Massachusetts, Rhode Island, New Jersey, and the New York metropolitan area. Its HSA Bank division extends nationally.

Webster Financial Corp. emphasizes its values-driven approach and commitment to corporate responsibility, supporting its clients and communities. The company's Office of Corporate Responsibility oversees initiatives such as supplier diversity, community investment, small business lending, and ESG efforts. Webster also highlights its dedication to diversity, equity, inclusion, and belonging within its workplace. There were no specific widely reported events in the past year that significantly impacted Webster Financial Corp.'s brand reputation.

Institutional investors hold a significant majority of Webster Financial Corp. shares, ranging from approximately 77.3% to 88%, with major holders including The Vanguard Group, Inc., BlackRock, Inc., and FMR LLC. Individual investors hold a smaller portion, estimated to be around 0.87% to 11% of the company's shares.