West Bancorporation, Inc. (WTBA)

West Bancorporation's stock has been influenced by earnings reports and market conditions. The company reported strong third-quarter 2025 financial results, with net income increasing due to an expanding net interest margin. A quarterly dividend of $0.25 per share was declared, and loan outstandings increased, while core deposit balances decreased due to cash flow fluctuations in public fund deposits. In the second quarter of 2025, West Bancorporation also beat earnings and revenue estimates. Over the last year, the stock price increased by 1.50%, though it experienced a 4.07% decline over the 12 months leading up to April 9, 2025.

Specific detailed information regarding the demand seasonality for West Bancorporation's products and services is not publicly available. However, there are indications of seasonality in its operations, such as the decrease in core deposit balances in the third quarter of 2025 attributed to cash flow fluctuations in public fund deposits.

West Bancorporation, Inc. operates as a financial holding company providing community banking and trust services through West Bank. The company offers deposit services like checking, savings, and money market accounts, as well as loan products including commercial real estate and construction loans. Additionally, it provides online and mobile banking, treasury management services, merchant credit card processing, and trust services.

West Bancorporation's operations are concentrated in the Midwest, including Central Iowa, Eastern Iowa, and Southern Minnesota. As of December 31, 2022, West Bank operated through 11 locations across these regions.

West Bancorporation has maintained a strong brand reputation, particularly concerning its credit quality. The company reported pristine credit quality in its third-quarter 2025 earnings, with no past due, nonaccrual, or substandard loans. There was an increase in watch list loans due to one customer, but these credits are well secured.

West Bancorporation's ownership is distributed among institutional shareholders, individual insiders, and retail investors. Institutional shareholders own approximately 45.81% to 47.48% of the company, with major holders including FMR LLC and BlackRock, Inc. Individual insiders hold about 4.66% to 13.16% of the shares, with David Louis Miller being the largest individual shareholder. The general public owns approximately 41.03% to 42.8% of the shares.