West Bancorporation, Inc. (WTBA)

In the past six months, West Bancorporation, Inc. experienced stock events driven by earnings reports and dividend declarations. In Q1 2026, net income rose to $10.6 million, a 35% increase, with diluted EPS at $0.61. Net interest income increased by 17% to $24.4 million, and the efficiency ratio improved to 49.85%. The company declared a quarterly dividend of $0.25 per share. Q4 2025 net income was $7.4 million, or $0.43 per diluted share, with an improved efficiency ratio. The Mortgage Purchase Program showed solid performance in Q3 2025, with a net interest margin of 2.36%. The company has consistently declared quarterly dividends of $0.25 per share. Over the past 12 months, WTBA's stock price rose by 23.45%, with a total return of 28.36% and a year-to-date increase of 9.66% as of April 2, 2026.

Demand seasonality for West Bancorporation, Inc.'s products and services is primarily observed in its core deposits, which experience normal seasonal cash flow changes among customers. Banking services, especially lending, can see seasonal variations tied to economic cycles, business investment, and consumer spending. Commercial real estate loans have driven growth, and the Mortgage Purchase Program showed solid performance. The company expects continued core deposit and loan growth as the economy improves.

West Bancorporation, Inc. operates as a financial holding company with West Bank as its primary subsidiary, offering community banking and trust services to businesses and consumers. Its services include commercial, real estate, and consumer loans, deposit services, and trust administration, along with digital banking and treasury management. The Mortgage Purchase Program is a key driver for loan-book expansion.

West Bancorporation, Inc. primarily serves Iowa, specifically the greater Des Moines metropolitan area and the area surrounding Iowa City and Coralville. It has expanded into southern Minnesota with offices in Rochester, Owatonna, Mankato, and St. Cloud, with the Rochester office opening in 2016 and the other Minnesota offices opening between 2022 and 2025.

West Bancorporation, Inc. has a strong brand reputation as a community bank, emphasizing relationships and responsiveness to local needs. Employees are involved in community projects, and the company's client-centric approach delivers strategic financial solutions. There have been no recent events negatively affecting its reputation.

West Bancorporation, Inc. has a significant number of institutional owners and shareholders, with 106 institutional owners holding 8,130,279 shares as of May 5, 2026. Major institutional owners include Fmr Llc, BlackRock, Inc., The Vanguard Group Inc, Dimensional Fund Advisors Lp, Aptus Capital Advisors, LLC, Geode Capital Management, Llc, and State Street Corp. West Bancorporation Inc itself is also listed as a significant institutional owner. Jay Newlin Trust is a notable individual investor.