Western Union Company (WU)

In November 2025, Western Union unveiled its "Beyond" strategy and a medium-term financial outlook, projecting revenue growth to $5 billion and adjusted EPS to $2.30 by 2028. In February 2026, Western Union outlined its 2026 guidance, expecting adjusted revenue growth of 6% to 9% and adjusted EPS between $1.75 and $1.85. In April 2026, the company reported a challenging first quarter for 2026, with earnings per share (EPS) significantly missing expectations at $0.25. In May 2026, Western Union officially launched its USDPT stablecoin on the Solana blockchain and completed a $165 million offering of 4.750% notes due 2029. The stock has largely drifted sideways, though investors have seen a 9.7% total return including dividends, supported by an aggressive buyback program.

Demand for Western Union's products and services exhibits seasonality, particularly in its money transfer business. Remittance activity typically surges during major holiday seasons and back-to-school periods. The company's travel money business also experiences seasonal spikes in volume, predominantly during the summer months.

Western Union is a multinational financial services company known for money movement and payment services. Its core business revolves around facilitating money transfers and payments globally through its Consumer Money Transfer and Consumer Services segments. The company launched USDPT, a U.S. dollar-backed stablecoin, in May 2026, with initial rollout in the Philippines and Bolivia and plans for global expansion.

Western Union operates in over 200 countries and territories, supported by a network of retail agent locations and digital channels. The company's headquarters are in Denver, Colorado, USA. Key operational centers are also situated in Montvale, New Jersey, USA; Vilnius, Lithuania; and Pune, India.

Western Union is a well-recognized brand, with a fame rating of 89% and a popularity rating of 42% according to YouGov. Comparably ranks Western Union #11 among Banking and Financial Services Brands. The company's reputation has been influenced by the ongoing Department of Justice remission process and a federal lawsuit alleging that Western Union unlawfully shared sensitive customer information.

Institutional investors hold a substantial majority of The Western Union Co.'s shares, accounting for 96.06% as of April 2025. Key institutional shareholders include Vanguard Group Inc., BlackRock, Inc., Schroder Investment Management Group, State Street Corp, Charles Schwab Investment Management Inc, Aqr Capital Management Llc, Capital Research Global Investors, and Lsv Asset Management. Individual insiders own a smaller portion, approximately 0.66% of the shares.