Zions Bancorporation NA (ZION)

Zions Bancorporation's stock experienced fluctuations, trending down by 1.75% over the last six months but increasing by 10.29% in the month leading up to January 6, 2026. In October 2025, the stock dropped by 7% due to a $50 million loss related to two commercial loans, leading to a securities fraud investigation. In March 2026, Zions Bancorporation announced its intent to acquire a Fannie Mae and Freddie Mac business line and reported leadership changes.

Zions Bancorporation serves a diverse client base, including small and middle-market businesses, and offers solutions to help them manage cash flow during peak times and smooth out seasonal fluctuations. This indicates that a portion of Zions Bancorporation's clients experience demand seasonality in their own operations.

Zions Bancorporation, N.A. is a financial services company operating as a national bank with approximately $89 billion in total assets as of December 31, 2025, and annual net revenue of $3.4 billion in 2025. It offers commercial and small business banking, capital markets and investment banking services, commercial real estate lending, retail banking, and wealth management services.

Zions Bancorporation operates across 11 western states in the U.S., including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company has a strong deposit market share in Utah and notable positions throughout its geographic presence.

Zions Bancorporation has received recognition for its services, including Greenwich Excellence and Best Brand Awards in middle market and small business banking. However, the company's reputation was negatively impacted in October 2025 due to a securities fraud investigation following a $50 million charge-off.

Zions Bancorporation has significant institutional ownership, with 574 institutional owners holding between 69.8% and 81.4% of the company as of March 31, 2026. Major institutional shareholders include Vanguard Group Inc., BlackRock, Inc., Dimensional Fund Advisors Lp, State Street Corp, LSV Asset Management, and Morgan Stanley. Individual insiders hold about 1.83% of shares, with Harris H. Simmons owning 1.04% of the company.