Arthur J. Gallagher & Co. (AJG)

Arthur J. Gallagher & Co. reported robust Q1 2025 performance with 14% revenue growth, surpassing adjusted EPS expectations, though quarterly revenue slightly missed forecasts. The proposed acquisition of AssuredPartners was delayed due to an antitrust review, with an expected closing in the second half of 2025, funded by a common stock offering and senior notes issuance. The company declared a quarterly dividend increase, maintaining dividend payments for 41 consecutive years and raising it for 14 straight years. Strategic acquisitions of smaller agencies continue to add to annualized revenue. AJG's share price has outperformed the S&P500 Index by +2.04% as of July 18, 2025, with stable weekly volatility.

Demand for Arthur J. Gallagher & Co.'s products and services is influenced by seasonal patterns. Claims volumes for property and casualty insurance can surge during natural disaster seasons. Home insurance sees busy months in April and October, while auto insurance is busier in spring and summer. Life insurance experiences higher demand in December, and the health sector peaks in the fourth quarter due to employer-sponsored coverage and open enrollment periods. The company's revenue is largely driven by stable insurance transactions, with fees often set as a percentage of premium levels.

Arthur J. Gallagher & Co. is a global insurance brokerage, risk management, and consulting firm operating in the financial services sector. The company provides insurance and risk management products and services to businesses, governments, and individuals through its Brokerage and Risk Management segments. Its offerings include property and casualty insurance, employee benefits consulting, specialty insurance, reinsurance brokerage, claims management, loss control services, risk consulting, alternative risk transfer solutions, and actuarial services.

Arthur J. Gallagher & Co. has a significant global presence, operating in approximately 130 to 150 countries through owned operations and a network of correspondent brokers and consultants. The company has a substantial presence in the Americas, Europe, Asia-Pacific, Africa, and the Middle East, with key operations in the United States, the United Kingdom, Canada, Australia, and New Zealand. As of 2025, the company operates through over 970 offices globally.

Arthur J. Gallagher & Co. maintains a strong brand reputation, evidenced by recognitions such as being named one of the World's Most Ethical Companies by Ethisphere, a leader in Disability Inclusion by the Disability:IN Disability Equality Index, and receiving the Equality 100 recognition from The Human Rights Campaign Corporate Equality Index. Fortune Magazine recognized Arthur J. Gallagher & Co. on the Fortune 500 list for the ninth consecutive year in 2024. Newsweek listed Gallagher as one of America's Greatest Workplaces for Women in 2024, and the company earned Mental Health America's Bell Seal for Workplace Mental Health Certification at the Platinum level for the third year in a row in 2025. However, the company's reputation was impacted by a $21 million data breach settlement in November 2024 following a ransomware attack.

Arthur J. Gallagher & Co. is primarily owned by institutional shareholders, who hold approximately 87.37% of the company's stock. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., JPMorgan Chase & Co., Fmr Llc, Capital World Investors and State Street Corp. Individual owners hold 1.04% of the shares, with Robert E. Gallagher being the largest individual shareholder. Insiders own 2.95% of the company, and retail investors hold 9.68%.