Brighthouse Financial, Inc. (BHF)

Over the past six months, Brighthouse Financial's stock has experienced several movements. The stock's price increased by 18.85% in the past three months, but decreased by 1.38% in the past month. Year-to-date, the stock has seen a return of -1.71%, while over the last 12 months, it has increased by 6.17%. In November 2025, Brighthouse Financial announced earnings per share of $4.54 for the fiscal quarter ending September 30, 2025, missing the average analyst estimate of $5.09, leading to a 1.6% stock decrease. In December 2025, the stock hit a 52-week high, and there were reports of noteworthy ETF outflows. Additionally, in November 2025, Brighthouse Financial's price target was increased by 20.12% to $68.00.

The demand for products and services in the life insurance sector, including those offered by Brighthouse Financial, is influenced by interest rates, making the sector cyclical. Higher interest rates generally allow insurers to reinvest their fixed-income portfolios at more attractive yields. Additionally, favorable demographic shifts, such as an aging population, are a significant driver of demand for retirement products like annuities.

Brighthouse Financial, Inc. is a U.S.-based financial services company specializing in annuity and life insurance products, operating primarily within the Financial Services sector, specifically the Life Insurance industry. The company's core business is structured around three main segments: Annuities, Life, and Run-Off. The Annuities segment offers products designed for wealth accumulation, wealth transfer, and income security, including fixed, structured, income, and variable annuities. The Life segment provides various life insurance products such as term life, universal life, whole life, and variable life policies. The Run-Off segment manages products no longer actively sold, including structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees.

Brighthouse Financial serves clients throughout the United States. Its headquarters are located in Charlotte, North Carolina, and it maintains operational centers in Charlotte, North Carolina, and Kansas City, Missouri.

Brighthouse Financial aims to help individuals achieve financial security through its annuities and life insurance products. The company has been recognized for its products, with its Shield Annuities and variable annuities with FlexChoice Access rider options being named "Barron's Best Annuities" in various years between 2017 and 2021. In August 2022, Brighthouse Financial released its inaugural Corporate Sustainability Report, detailing its progress in integrating environmental, social, and governance (ESG) factors. The company also supports communities through the Brighthouse Financial Foundation, which provides grants to high-impact nonprofit organizations, focusing on underserved populations. As of June 2022, Brighthouse Financial held strong financial strength ratings from major agencies.

Approximately 48.56% of Brighthouse Financial's stock is held by institutional investors, 1.07% by insiders, and 50.36% by public companies and individual investors. Major institutional shareholders include BlackRock, Inc., The Vanguard Group, Inc., Dimensional Fund Advisors LP, Greenlight Capital, Inc., Pentwater Capital Management LP, American Century Investment Management Inc., and State Street Global Advisors, Inc.