CF Bankshares Inc (CFBK)

In the past six months, CF Bankshares, Inc. reported its financial results for the first, second, and third quarters of 2025. The company announced a 14% increase in its quarterly cash dividend and its addition to the Russell 3000® Index on July 1, 2025. Another quarterly cash dividend was announced on October 1, 2025, representing a 17% increase over the previous quarterly dividend. Additionally, on February 4, 2025, the company announced a stock repurchase program authorizing the repurchase of up to 325,000 shares, or approximately 5% of its outstanding common stock, on or before January 31, 2026.

Direct information regarding the specific demand seasonality for CF Bankshares, Inc.'s products and services was not explicitly found. However, the company's financial condition and results are largely dependent on the economic conditions within Ohio, its principal market area. The interest rates charged on loans are influenced by the demand for such loans, the available money supply for lending, and competitor rates.

CF Bankshares, Inc. operates as the bank holding company for CFBank, National Association, a nationally chartered boutique commercial bank established in 1892 and headquartered in Columbus, Ohio. The company offers a comprehensive suite of banking products and services, including deposit accounts and various loans. CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, providing treasury management depository services, full-service commercial and retail banking, and digital banking solutions.

CF Bankshares, Inc. primarily operates in five major metropolitan markets across Ohio and Indiana, including Columbus, Cleveland, Akron, and Cincinnati in Ohio, and Indianapolis in Indiana. Lending activities are conducted through offices located in Franklin, Cuyahoga, Delaware, Summit, and Hamilton Counties in Ohio, and Marion County in Indiana.

CF Bankshares, Inc. has maintained a strong brand reputation over the past year and has been consistently recognized for its growth and success. It was named among the nation's Top 200 Publicly Traded Community Banks by American Banker and recognized as a Bank & Thrift "Sm-All Star" performer by Piper Sandler for two consecutive years. The company has also received multiple #1 peer-group rankings based on quarterly performance metrics by the Hovde Group, LLC and holds a 5-star rating from BauerFinancial. In 2023, CF Bankshares Inc. achieved the largest revenue growth percentage among Central Ohio's public companies, with revenue increasing by 58%. No events negatively affecting CF Bankshares, Inc.'s reputation in the past year were identified.

Major institutional holders of CF Bankshares, Inc. include AllianceBernstein L.P., Fourthstone Master Opportunity Fund Ltd., BlackRock, Inc., The Vanguard Group, Inc., and ClearArc Capital, Inc. Specific ownership percentages for all major institutional and individual owners were not readily available.