FVCBankcorp, Inc. (FVCB)

FVCBankcorp, Inc. announced Q4 2025 earnings, reporting an EPS of $0.31 and revenue of $17.56 million, exceeding estimates, and a 46% increase in net income. A quarterly cash dividend was announced. Morningstar DBRS assigned initial Long-Term Issuer Ratings of BBB to FVCbank, and FVCBankcorp, Inc. received a BBB (low) rating with a stable outlook. A director, Daniel M. Testa, sold over $130,000 in company stock. FVCBankcorp acquired a mortgage minority interest from TMS. Institutional investors showed piqued interest in FVCBankcorp, Inc. due to its 38% ownership. FVCBankcorp reported third-quarter EPS of $0.31 and revenue of $16.56 million.

Analysis suggests a potential seasonal pattern with a "Buy Date" of August 1 and a "Sell Date" of December 17, resulting in a geometric average return of 5.17% above the S&P 500 Total Return Index. Only seven years of data are available, which may be insufficient to establish a truly reliable seasonal profile. This seasonal timeframe correlates poorly with the broader Financial sector's seasonal strength, which typically runs from November 22 to April 13.

FVCBankcorp, Inc. is a bank holding company operating through FVCbank, a community-oriented commercial bank. It offers commercial and retail banking services to businesses, professionals, non-profits, and investors, with net interest income as its primary revenue source. The company provides deposit products like transaction accounts and CDs, lending products including commercial real estate and SBA loans, digital banking services, treasury and cash management services, and other services like credit cards and business insurance.

FVCBankcorp, Inc. primarily serves Northern Virginia, Washington D.C., and Maryland. It has 8 full-service offices in Arlington, Fairfax, Manassas, Reston, and Springfield in Virginia, Washington, D.C., and Baltimore and Bethesda in Maryland. Its main market presence is in Northern Virginia, especially Fairfax County.

FVCBankcorp, Inc. has a reputation for reliability, responsiveness, and integrity, particularly in Northern Virginia. The company maintains a positive news sentiment score. FVCbank announced an initiative to honor America's 250th Anniversary with a year-long "America250" program.

FVCBankcorp, Inc. has 202 institutional owners and shareholders holding 10,070,037 shares. Major institutional shareholders include Endeavour Capital Advisors Inc, Alliancebernstein L.p., BlackRock, Inc., Fourthstone LLC, Vanguard Group Inc, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, IWM - iShares Russell 2000 ETF, Ategra Capital Management, LLC, Geode Capital Management, Llc, and State Street Corp. Institutions hold 43.61% of the stock, while insiders hold 10.85%.