Humana Inc. (HUM)

Humana's stock has been impacted by dividend announcements, with quarterly cash dividends declared. Earnings reports showed a miss in EPS but exceeded revenue estimates. A drop in Medicare and Medicaid service ratings caused a stock decline. Analyst adjustments included changes in price targets and ratings. Humana's stock experienced declines following Molina Healthcare's earnings and guidance cut. Humana lost a court battle over Medicare Advantage ratings. Bon-Secours Mercy Health in Ohio informed Humana's Medicaid and Medicare Advantage patients that their providers might be out of network if an agreement isn't reached by December 1st.

The Medicare Annual Enrollment Period (AEP) is a critical period for Humana, suggesting a seasonal surge in demand. Demand for employer-sponsored plans might align with corporate benefits enrollment periods. Demand for Medicaid services is likely less seasonal and more driven by ongoing eligibility requirements and economic conditions. The demand for healthcare services may have some seasonal fluctuations but generally represents a more consistent, ongoing need.

Humana Inc. is an American for-profit health insurance company providing health and well-being services in the United States. It operates in the Managed Healthcare sector and the Health Care Plans industry. Humana's business is structured around three segments: Retail, Group and Specialty, and Healthcare Services (Insurance and CenterWell). Humana offers medical and supplemental benefit plans, Medicare Advantage plans, Medicare Prescription Drug Plans (Part D), Medicaid, commercial fully insured medical and specialty health insurance, Administrative Services Only (ASO) products, military services, pharmacy solutions, provider services, home solutions services, behavioral health services, and wellness and preventive care programs.

Humana Inc. operates primarily within the United States, with services and plans available across various states. The company's headquarters are located in Louisville, Kentucky.

Humana has maintained a strong brand reputation, receiving recognition from U.S. News & World Report as the Best Insurance Company for Medicare Advantage. Humana ranked No. 1 among health insurers for customer experience by Forrester. Humana was named a Certified™ Great Place To Work®. Humana was named one of PEOPLE Magazine's "100 Companies That Care". Humana's 2024 Impact Report highlighted its dedication to improving health outcomes and supporting communities. However, the drop in Medicare and Medicaid service ratings and a privacy incident involving Conduent could negatively impact Humana's reputation.

Institutional investors and hedge funds own a substantial portion of Humana Inc.'s stock. Major institutional owners include Vanguard Group Inc., Dodge & Cox, Davis Selected Advisers, Pzena Investment Management LLC, Hotchkis & Wiley Capital Management LLC, State Street Corp., Convergence Investment Partners LLC, Paralel Advisors LLC, R Squared Ltd, and Envestnet Portfolio Solutions Inc. Individual ownership remains low, and no hedge funds were holding shares in HUM as of a recent report.