Hancock Whitney Corporation (HWC)

Hancock Whitney Corp. reported its Third Quarter 2025 EPS of $1.49, beating estimates, but quarterly revenue was below estimates. The company is expected to announce its Fourth Quarter 2025 financial results on January 20, 2026. Hancock Whitney announced a quarterly dividend of $0.45 per share, paid on December 15, 2025. In December 2025, the company renewed its share repurchase authorization, approving a plan to repurchase up to 5% of its shares. Several brokerages have updated their ratings and price targets for HWC. HWC stock gained 23.2% over the last six months, reaching a new 52-week high. In October 2025, CFO Michael M. Achary sold 9,894 shares of HWC stock.

Demand seasonality for Hancock Whitney Corp.'s products and services is influenced by general economic conditions, interest rate fluctuations, and typical banking cycles. The company has observed seasonal movements in public funds and retail time deposit maturities, which can lead to decreases in total deposits in certain quarters. Loan growth can be influenced by stronger demand, increased line utilization, and lower payoffs. Anticipated Federal Reserve rate cuts are projected to lead to declining deposit costs and potentially a slight decrease in overall loan yields. Noninterest income can show growth, partly due to strategic acquisitions and increased client activity.

Hancock Whitney Corporation is an American bank holding company operating through Hancock Whitney Bank, serving commercial, small business, and retail customers. HWC offers a comprehensive suite of financial products and services, including traditional and online banking, commercial and small business banking, private banking, trust and investment services, healthcare banking, and mortgage services. The company also provides various transaction and savings deposit products, treasury management services, secured and unsecured loan products, revolving credit facilities, and investment advisory and brokerage products.

Hancock Whitney Corporation operates bank offices and financial centers in Mississippi, Alabama, Florida, Louisiana, and Texas. It also has loan production offices in Nashville, Tennessee, and Atlanta, Georgia. As of December 31, 2024, the company held approximately $35.1 billion in total assets. Hancock Whitney is expanding its presence, with plans to open five new financial centers in the Dallas metro area by early 2026.

Hancock Whitney has maintained a reputation for strength, stability, and community commitment. The acquisition of Sabal Trust Company in May 2025 expanded HWC's wealth management capabilities. The company's Q3 2025 performance showed strong profitability and a strong capital position. Hancock Whitney emphasizes its mission to help people realize their financial potential and create opportunities in the communities it serves. The company has made strides in enhancing its digital banking platforms. Hancock Whitney has a consensus "Buy" rating from analysts.

Institutional investors hold over 86% of Hancock Whitney Corporation's stock, with major shareholders including BlackRock, Inc., and Vanguard Group Inc. Insiders own 7.76% of the stock, with Leo W. Seal Jr. being the largest individual shareholder. Retail investors make up the remaining 5.45% of the ownership.