Kingstone Companies Incorporated (KINS)

In the past six months, Kingstone Companies, Inc. reported strong financial results for Q3 2025, with increases in direct premiums written and net income, leading to a raised profitability outlook for fiscal year 2025 and the declaration of a quarterly cash dividend. KINS stock has shown volatility, with a -3.85% change over the last six months and a 52-week range between $13.08 and $22.40. The stock received a "Golden Star Signal" on November 4, 2025, and insider sentiment has been positive, with significant open-market purchases.

The provided information does not contain explicit details regarding demand seasonality for Kingstone Cos., Inc.'s products and services. Demand for certain insurance products could potentially be influenced by seasonal weather patterns or natural disaster risks.

Kingstone Companies, Inc. (KINS) is a Northeast regional property and casualty insurance holding company operating primarily through its subsidiary, Kingstone Insurance Company (KICO). It offers a range of property and casualty insurance products, including personal lines and commercial auto insurance, primarily in the Northeast U.S., with a focus on New York. The company generates revenue through underwriting and investment of premiums.

Kingstone Companies, Inc. primarily operates in the Northeast United States. Kingstone Insurance Company (KICO) is licensed to write business in New York, New Jersey, Rhode Island, Massachusetts, Connecticut, Pennsylvania, New Hampshire, and Maine. The company's headquarters are located in Kingston, New York.

Kingstone Companies reported its best year in company history in 2024, achieving record premiums and profitability. The company experienced growth in New York State direct written premiums, acquiring policies and premium from customers of departing competitors, suggesting a positive perception and trust among consumers. The company's Q3 2025 earnings call highlighted significant profitability and growth, contributing positively to reputation.

Kingstone Companies (NASDAQ: KINS) is owned by a mix of institutional shareholders, insiders, and retail investors. Approximately 51.58% of the company is owned by institutional shareholders, 32.01% by Kingstone Companies insiders, and 16.40% by retail investors. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Renaissance Technologies Llc. The largest individual shareholder is Michael Feinsod, owning 1.68 million shares, and Barry Goldstein is another significant individual shareholder.