Kingstone Companies Incorporated (KINS)

Kingstone Cos., Inc. reported quarterly earnings with earnings per share of $0.75, surpassing estimates. The company's revenue for the quarter was $59.80 million, exceeding expectations. Kingstone has set its full-year 2025 guidance for earnings per share between $1.95 and $2.35. Weiss Ratings reiterated a "hold (c+)" rating on Kingstone Companies shares. The stock traded as low as $14.77 on October 27, 2025, crossing below its 200-day moving average. Kingstone's stock has a 12-month low of $9.61 and a 12-month high of $22.40. The company's market capitalization was approximately $211.96 million as of October 28, 2025.

Kingstone Cos., Inc. experiences demand seasonality due to its exposure to weather risks. This seasonality can impact the company's combined ratio, which was noted to be higher in Q1 2025 partly due to the impact of fire claims and seasonality. For the full year 2025, the company anticipates a combined ratio of 81-85%.

Kingstone Cos., Inc., through its subsidiary Kingstone Insurance Company, is a property and casualty insurance provider in the United States, operating within the Financials sector. Kingstone offers personal lines insurance products, including homeowners, dwelling fire, and commercial auto insurance. The company is refocusing on homeowners insurance in New York and exiting non-core lines.

Kingstone Cos., Inc. has a long history of operating in the state of New York. The company is a Northeast regional property and casualty insurance holding company. While currently concentrated in New York, Kingstone has outlined plans to expand into four new states and aims for a significant increase in premiums by 2026.

Kingstone's reputation is influenced by its financial performance and strategic initiatives. The company has been noted for its disciplined underwriting capabilities and visible growth catalysts. Kingstone's net profit grew by 172% in Q1 2025, driven by higher premiums, lower claims frequency, and reduced reinsurance costs. The company's ability to gain market share due to competitors withdrawing from the New York market also suggests a positive perception among independent agents.

Major institutional and individual owners of Kingstone Cos., Inc. include various hedge funds and institutional investors. Police & Firemen's Retirement System of New Jersey and MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. both purchased new stakes in Kingstone Companies in the second quarter of 2025.