MBIA Inc. (MBI)

MBIA Inc.'s stock price has been influenced by its financial reporting and general market movements. As of November 5, 2025, the stock experienced a -15.97% change over three months and a -13.79% change over six months. Over the past year, MBIA has seen a 33.79% change, with its 52-week range fluctuating between $3.86 and $8.26. Key events impacting the stock include the fourth quarter and full year 2025 financial results, where MBIA Inc. reported a consolidated GAAP net loss of $177 million for 2025, an improvement from a $447 million net loss in 2024, and third quarter 2025 financial results. On January 9, 2026, MBIA stock moved 10.3% higher.

The demand for MBIA's products and services exhibits seasonality, particularly in the municipal bond market. Demand for tax-free securities often increases in early January due to year-end municipal coupon payments and corporate balance sheet activities. Mid-year demand spikes can also occur due to factors associated with municipal fiscal year-ends. The performance of municipal bonds can be weaker in the spring and fall months as the pace of bond issuance may outstrip reinvestment demand. Historically, the latter half of the year has often fared better than the typically softer returns seen early in the year.

MBIA Inc. is a holding company that provides financial guarantee insurance and related specialized financial services through its subsidiaries, operating in the finance and insurance sector with a focus on specialty insurance. The company offers guarantees for the payment of principal, interest, or other amounts due on insured obligations. Its major products include financial guarantee insurance for both public finance and structured finance markets. Through its subsidiary, National Public Finance Guarantee Corporation, MBIA insures municipal bonds and other public finance obligations in the U.S. public finance market. MBIA Insurance Corporation manages non-U.S. public finance and structured finance insured portfolios. MBIA also provides fixed-income asset management services.

MBIA Inc. is headquartered in Purchase, New York, United States. The company's operations span across the United States public finance markets, international markets, and structured finance markets.

MBIA built its reputation by insuring U.S. tax-exempt bonds and expanded into structured finance. The company's reputation faced significant challenges during the 2008 financial crisis, leading to downgrades of its credit ratings. Subsequently, the company restructured its business to strengthen its capital base and refocus on core guarantee activities. In the past year, MBIA's reputation has largely been tied to its financial performance and its ongoing efforts to manage its legacy portfolios, particularly its exposure to the Puerto Rico Electric Power Authority (PREPA).

MBIA Inc. has a diverse ownership structure. Approximately 36.53% of the company's stock is owned by institutional investors, 11.36% by insiders, and 52.11% by public companies and individual investors. Major institutional owners and shareholders include BlackRock, Inc., Wolf Hill Capital Management, LP, and Vanguard Group Inc, among others. William C. Fallon, the Chief Executive Officer and Director, owns the most shares of MBIA Inc. among individual investors.