MGIC Investment Corporation (MTG)

MGIC Investment Corp. experienced several stock events in the past six months. The company reported solid financial results for Q4 2025 but missed revenue expectations, leading to a stock price drop. MGIC declared a quarterly cash dividend and repurchased shares. S&P Global Ratings revised its outlook on MGIC Investment Corp. to positive. As of March 19, 2026, the share price was $25.99, representing an increase of 9.62% over the price on March 20, 2025.

The provided search results do not contain explicit information about the demand seasonality for MGIC Investment Corp.'s products and services. However, as a private mortgage insurance provider, its demand is inherently tied to the broader housing market and mortgage origination volumes. Generally, the housing market can experience seasonal fluctuations, with activity often picking up in the spring and summer months.

MGIC Investment Corp. is a finance and insurance company offering private mortgage insurance and related mortgage credit risk management solutions. Its primary business involves insuring first mortgage loans, enabling borrowers to purchase homes with lower down payments by protecting lenders against default risk. The company generates revenue from insurance premiums and investment income. Its major products include primary mortgage insurance, pool mortgage insurance, contract underwriting services, and reinsurance services.

MGIC Investment Corp. operates throughout the United States, including the District of Columbia, Puerto Rico, and Guam. The company serves lenders nationwide, with its greatest exposure concentrated in large housing markets such as California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.

MGIC Investment Corp. has maintained a strong brand reputation, increasing its market share to 19.4% in 2025. This growth is attributed to strong brand recognition and a reputation for financial strength. The company's brand is bolstered by "A" ratings from major credit agencies. Moody's Ratings upgraded the company's senior unsecured debt rating to Baa2 and its subsidiary's insurance financial strength rating to A2.

MGIC Investment Corp. has significant institutional ownership. As of March 20, 2026, 689 institutional owners and shareholders held a total of 232,606,017 shares. Approximately 95.58% of the stock is held by institutions, while individual insiders hold about 1.34%. Retail investors hold approximately 15.45% of the stock. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Dimensional Fund Advisors Lp.