NMI Holdings, Inc. (NMIH)

Over the past six months, NMI Holdings' stock has gained 7.4%, lagging the S&P 500's 24.4% return, partly due to softer quarterly results. NMI Holdings announced its First Quarter 2025 financial results around April 29, 2025, and its Second Quarter 2025 financial results around July 29, 2025, with earnings exceeding estimates but revenue slightly below. The Third Quarter 2025 financial results are scheduled for November 4, 2025. Analysts have given NMIH a consensus rating of "Moderate Buy" with a potential upside of about 14.7%. Insiders have sold more stock than they bought in the past three months, totaling $783,291.00. NMIH's weekly volatility has been stable, and the stock has underperformed the US market over the past year but is considered undervalued.

The demand for NMI Holdings, Inc.'s private mortgage guaranty insurance is tied to the housing and mortgage sectors. The company's revenue is influenced by the cyclical nature of these markets, with its profitability linked to risk management and market expansion within these sectors.

NMI Holdings, Inc. is a financial services company specializing in private mortgage guaranty insurance. Incorporated in 2011 and based in Emeryville, California, it offers mortgage default protection through subsidiaries like National Mortgage Insurance Corporation (NMIC). Its services include primary mortgage insurance, reinsurance on loans via National Mortgage Reinsurance Inc One (Re One), and outsourced loan review services through NMI Services, Inc. (NMIS). NMIH serves various clients, including mortgage banks, credit unions, and non-bank lenders, aiming to support their growth with cost-effective mortgage insurance solutions.

NMI Holdings, Inc. provides private mortgage guaranty insurance services primarily in the United States. Through National Mortgage Insurance Corporation, it underwrites policies to lenders across all 50 U.S. states and select Canadian provinces.

NMI Holdings, Inc. focuses on building long-term customer relationships through disciplined risk selection, fair claims payment practices, responsive customer service, and financial strength. The company's reputation is generally positive, with strong net premium growth, better combined ratios, and steady book value increases. NMIH's commitment to technological advancements in underwriting, data analytics, and operational automation also contributes to its reputation for efficiency.

Institutional investors hold 94.12% of NMI Holdings' stock, indicating strong market trust, while insiders hold only 3.00%. Allspring Global Investments Holdings LLC recently sold shares of NMI Holdings Inc.