Norwood Financial Corp. (NWFL)

In the past six months, Norwood Financial Corp.'s stock has trended up by 8.10%. Key events include a strong Q3 2025 earnings report with EPS surpassing estimates, the announcement of a merger agreement to acquire PB Bankshares, Inc., mixed analyst ratings with upgrades from Zacks Research and Wall Street Zen but a downgrade from Weiss Ratings, and the announcement of a cash dividend in September 2025.

There is no explicit information indicating significant demand seasonality for Norwood Financial Corp.'s banking products and services. Demand for its core products typically remains relatively stable throughout the year.

Norwood Financial Corp., operating through Wayne Bank, provides personal and business banking products and services, including checking and savings accounts, loans, mortgages, commercial lending, treasury management, and wealth management services. They also partner with insurance professionals to offer property, casualty, and life insurance products.

Norwood Financial Corp. has a significant presence in Northeastern Pennsylvania and operates in several counties in New York. The company is expanding into Central and Southeastern Pennsylvania through the acquisition of PB Bankshares, Inc., expected to close in late Q4 2025 or early Q1 2026, creating a combined entity with approximately $3.0 billion in assets.

Norwood Financial Corp. launched its "Every Day Better" brand in the second quarter of 2025, which has received positive feedback. Customer experiences with Wayne Bank are reportedly positive, with an average rating of 4.7 stars. The company's news sentiment score is 0.69, indicating a generally positive sentiment in news coverage.

Norwood Financial is owned by a mix of institutional shareholders (32.84%), insiders (15.11%), and retail investors (52.05%). Major institutional holders include BlackRock, Inc., Wellington Management Group LLP, and Vanguard Group Inc. Alexandra K. Nolan is the largest individual shareholder, owning 3.53% of the company. Insider buying activity has been observed in the past three months.