OPRT

In the past six months, Oportun reported its first-quarter 2026 results on May 7, 2026, extending its streak of GAAP profitability to six consecutive quarters with a GAAP net income of $2.3 million. Diluted earnings per share (EPS) for Q1 2026 were $0.05 on a GAAP basis and $0.21 on an adjusted basis. Revenue for Q1 2026 was $229 million, a 3% decline year-over-year, attributed to an 11% drop in originations. Secured personal loan originations increased by 12% year-over-year, with the secured portfolio growing 30% to $233 million. The company has been actively managing its debt, with interest expense declining by 16% year-over-year in Q1 2026 due to $70 million in high-cost debt reduction. Analyst sentiment for OPRT is mixed, with an average "Hold" rating and an average target price of $8.00. Oportun reiterated its full-year 2026 guidance, projecting total revenue of $935 million to $955 million and adjusted EPS of $1.50 to $1.65.