OPRT

Over the past six months (April 2026 - October 2026), Oportun Financial Corp. (OPRT) stock increased by 45.47% from October 6, 2025, to October 2, 2026, reaching $8.35 per share and delivering an 84.75% return, trading near its 52-week high. Key events include Oportun reporting strong Q2 2026 earnings in August 2026, exceeding expectations with $233 million in revenue, $49 million adjusted EBITDA, and $0.17 GAAP EPS, marking its seventh consecutive quarter of GAAP profitability. The company also reported improved credit performance, with an annualized net charge-off rate of 12% in Q2 2026, expected to be 11% in Q3, and the 30-plus day delinquency rate at its lowest since Q4 2021. Oportun reduced its cost of capital and leverage, with interest expense falling 30% year-over-year to $42 million and the cost of debt declining from 8.6% to 6.3%, while debt-to-equity leverage decreased to 6.5 times. In September 2026, Bernardo Martinez was appointed Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer. Oportun presented at the Sidoti September Virtual Investor Conference on September 24, 2026, highlighting its turnaround, stronger profits, better credit trends, and lower funding costs, while signaling cautious growth. The average analyst price target was increased by 8.3% to $9.75 as of September 22, 2026. In the past three months, Oportun Financial insiders sold $55,240.00 in company stock.