PCB Bancorp (PCB)

In the past six months, PCB Bancorp reported strong earnings that exceeded analyst expectations for Q3 2025, Q2 2025, and Q1 2025. The company declared quarterly cash dividends of $0.20 per common share on October 23, 2025, and July 24, 2025, and extended its stock repurchase program on July 24, 2025. In August 2025, Sang Lee, a major individual shareholder, made significant stock purchases. On May 23, 2025, PCB Bancorp received a notice from Nasdaq regarding a late Form 10-Q filing. The company reported its Q4 2024 earnings on January 30, 2025. Over the past six months, PCB Bancorp's stock has seen a modest increase of +1.06%.

The banking industry, including PCB Bancorp, experiences seasonal fluctuations in demand. Loan demand is highest during the spring and summer, peaking in August or September, and lowest in December, January, and February. Tax planning contributes to a seasonal rise in banking activity in March and April. IRA sales perform strongly in March, April, November, and December.

PCB Bancorp, operating in the Finance sector as a Regional Bank, provides commercial banking services. Its offerings include commercial and industrial loans, commercial real estate loans, residential mortgages, SBA loans, and deposit accounts like demand, savings, and money market accounts. The bank also provides online banking solutions, treasury management, wire transfers, ACH services, trade finance, foreign exchange services, and investment services.

PCB Bancorp is headquartered in Los Angeles, California, with a primary focus on Southern California. It has expanded to Washington, Georgia, New York, and Texas, including the acquisition of Monterey County Bank in August 2024.

PCB Bancorp maintains a strong brand reputation through community involvement and customer service, focusing on economic growth within underserved communities. PCB was named the Statewide Gold winner in the "Bank" category and received a Bronze award for "Best Corporate Citizen" in WV Living magazine's 2025 Best of West Virginia Awards. PCB Bancorp actively engages in community service, providing financial literacy education, free tax preparation services, and annual scholarships. In 2023, the PCB team contributed over 1,000 hours of community service. In September 2023, the bank celebrated its 20th anniversary.

PCB Bancorp is a publicly-held company with a diverse investor base. Major institutional owners include The Vanguard Group, Inc., JPMorgan Chase & Co., BlackRock, Inc., State Street Global Advisors, Inc., Jacobs Levy Equity Management Inc., Alliancebernstein L.P., Russell Investments Group Ltd., PNC Financial Services Group Inc., Raymond James Financial Inc., and Dimensional Fund Advisors, L.P. Key individual shareholders include Sang Young Lee, who is also the Chairman of the Board and the largest individual shareholder, and Henry Kim, the President and CEO.