PCB Bancorp (PCB)

In the past six months, PCB Bancorp reported earnings for Q2 and Q3 2025, with Q3 EPS beating estimates. The company declared quarterly cash dividends of $0.20 per common share on July 23, 2025, and October 23, 2025. The Board of Directors extended the stock repurchase plan on July 23, 2025. PCB Bancorp received a notice from Nasdaq regarding a late Form 10-Q filing on May 22, 2025. Piper Sandler maintained a "Neutral" recommendation for PCB Bancorp as of October 27, 2025. Following its earnings release, PCB stock drifted 6.5% lower, trading between $19.68 and $22.45. As of October 3, 2025, PCB Bancorp's market cap was $296.606 million, a decrease of 4.88% over the past 30 days, but an improvement of 16.60% over the past 12 months.

The banking industry, including PCB Bancorp, experiences seasonal trends in loan and investment service demand. Loan demand generally sees annual lows in late January and February, surges from March through May, and may peak in early June. Investment services demand increases in December and early January. Tax planning contributes to a seasonal rise in banking activity starting in March. Historically, bank stocks have the highest average returns in March and April, and secondarily from October through December, while February is typically the worst-performing month.

PCB Bancorp is a regional bank holding company based in Los Angeles, primarily serving the Korean-American community and small to medium-sized businesses. The company offers commercial and consumer banking products and services, including commercial real estate loans, SBA loans, commercial and industrial loans, consumer loans, residential mortgages, deposit accounts, digital banking services, and business banking solutions. PCB Bancorp emphasizes relationship banking and personalized service.

PCB Bancorp's primary geographic footprint is Southern California, focusing on the Korean-American community in the greater Los Angeles area. The company also has strategically located branches in other major U.S. cities.

PCB Bancorp has a strong focus on community banking, particularly serving the Korean-American community and small businesses, which has helped build strong relationships and trust. The company's reports have an aggregate usefulness score of 4.8 out of 5.0 based on 132 reviews. In 2023, the PCB team provided over 1,000 hours of community service. The bank celebrated its 20th anniversary in September 2023. The company aims to expand its services to middle-market companies and Korean national conglomerates operating in the U.S.

As of September 30, 2025, 233 funds or institutions reported positions in PCB Bancorp, an increase of 11 owners in the last quarter. Total shares owned by institutions increased by 2.49% in the last three months to 6.889 million shares. Major institutional owners include Lsv Asset Management, Rhino Investment Partners, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, IWM - iShares Russell 2000 ETF, and Acadian Asset Management.