Provident Financial Services, Inc. (PFS)

In Q3 2025, Provident Financial Services, Inc. reported EPS of $0.55, meeting expectations, and revenue of $221.8 million, exceeding estimates, with net profit margins expanding to 28%. The company declared quarterly cash dividends, including $0.24 per common share payable on November 18, 2025. As of November 24, 2025, the stock was down 1.05% over the past 30 days and down 13.25% over the past 12 months, but had risen by 6.59% compared to the previous week and 1.10% over the last month as of November 26, 2025. Company insiders have engaged in sales of PFS stock, with no reported purchases. Analysts have issued "Buy," "Strong Buy," and "Outperform" ratings for PFS.

Provident Financial Services, Inc. has experienced a seasonal increase in municipal deposits and seasonality in insurance, which has been identified as a potential source of near-term variability in noninterest income from its insurance services.

Provident Financial Services, Inc. operates as the holding company for Provident Bank, offering retail banking, commercial banking, mortgage and consumer lending, wealth management, trust, fiduciary, and insurance services.

Provident Financial Services, Inc. primarily serves communities across northern and central New Jersey, eastern Pennsylvania (including Bucks, Lehigh, and Northampton counties), and parts of New York (specifically Orange, Queens, and Nassau Counties). The company operates a network of full-service branches throughout these regions.

Provident Financial Services, Inc. and The Provident Bank Foundation launched a Crisis Response Fund to address food insecurity and announced $50,000 in grants to six non-profit organizations for the second consecutive year. The successful completion of its merger with Lakeland Bancorp in May 2024 created a "premier super community banking franchise."

Provident Financial Services, Inc. has 69.97% institutional ownership, with major holders including BlackRock, Inc., Vanguard Group Inc, Dimensional Fund Advisors Lp, State Street Corp, Wellington Management Group Llp, and Geode Capital Management, Llc. Individual investors hold 23.68% of the stock, and insiders hold 6.36%, with Christopher P. Martin being the largest individual shareholder.