CPI Card Group, Inc. (PMTS)

Over the past six months, CPI Card Group's stock price has declined by 39.44%. Key events include the Q3 2025 earnings report, which showed an increase in net sales but a decline in gross profit margin; the Q2 2025 earnings report, which showed an increase in net sales but a decline in net income; the acquisition of Arroweye Solutions for $45.8 million, which has driven sales growth; and the retirement of $20 million of principal on its 10% Senior Notes due 2029.

CPI Card Group's demand seasonality is described as less seasonal than it used to be, although order timing in its prepaid business can be uneven. Factors such as increased fraud in the prepaid market and expansion into areas like health savings accounts can influence demand. Management expects sales declines in the first half of 2024 to be offset by growth in the second half, reflecting anticipated share gains. For 2025, some prepaid orders are anticipated to shift into 2026.

CPI Card Group Inc. is a payment technology company specializing in financial payment card solutions and related services, operating within the financial services sector. They offer debit, credit, and prepaid cards, along with digital solutions and SaaS instant issuance, serving financial institutions, fintech companies, retailers, and prepaid program managers. The company is headquartered in Littleton, Colorado.

CPI Card Group's operations are located within the continental United States, with high-security facilities in Colorado, Indiana, Minnesota, Nevada, and Tennessee. These facilities are PCI compliant by major payment brands.

CPI Card Group has demonstrated a commitment to innovation and sustainability, positively impacting its brand reputation. CPI received the People's Choice award for its LED Cards and has sold over 90 million eco-focused payment cards. Partnerships with companies like Nymbus and Karta contribute to its reputation for innovation.

CPI Card Group Inc. has a mixed ownership structure, with approximately 22.08% of the stock held by institutional investors, including Vanguard Group Inc. and BlackRock, Inc. Insiders hold about 2.60% to 2.80% of the company's stock and have bought more company stock than they have sold in the past three months. Retail investors and public companies hold a significant portion, with some reports indicating around 74.10% held by retail investors.