Stock events for The PNC Financial Services Group, Inc. (PNC)
Over the past six months, PNC's stock price has seen an increase of 29.63% and a 27.82% increase. As of October 3, 2025, the share price was $198.46, up from $182.26 on October 4, 2024, representing an 8.89% increase over that one-year period. Key events impacting PNC's stock in the past six months include the Q1 and Q2 2025 earnings conference calls, participation in financial conferences, the agreement to acquire FirstBank, and market reactions to Federal Reserve Chair Jerome Powell's remarks. PNC also partnered with Coinbase to offer cryptocurrency trading services. The Q3 2025 earnings conference call is scheduled for October 15, 2025.
Demand Seasonality affecting The PNC Financial Services Group, Inc.’s stock price
The banking industry, including PNC, experiences seasonal trends in the demand for its products and services, particularly loans and investment services. Demand for new loans typically sees annual lows in late January and February, with a surge in loan applications beginning in March and rising sharply through May. The financial services sector generally experiences a steady increase in business from early October through early January. Tax planning also contributes to a seasonal rise in banking activity that begins in March. The market for corporate credit also exhibits seasonal variation, with firms borrowing during "sales" in late spring and fall.
Overview of The PNC Financial Services Group, Inc.’s business
PNC Financial Services Group, Inc. is a diversified financial services institution offering a range of banking, investment, and financial services. PNC operates in the financial services sector, specifically within the banking industry, with its main banking subsidiary being PNC Bank. The company's products and services include consumer banking, corporate and institutional banking, wealth management, and asset management. PNC also provides specialized services such as real estate finance, asset-based lending, loan servicing, and information processing, and is a significant Small Business Administration lender and a major credit card issuer.
PNC’s Geographic footprint
PNC Bank operates across 27 states and the District of Columbia, with approximately 2,200 branches and 60,000 PNC and partner ATMs. The company has a coast-to-coast franchise with a presence in all of the 30 largest U.S. markets. Its primary geographic markets include Pennsylvania, New Jersey, Washington, D.C., Maryland, Virginia, Ohio, Kentucky, and Delaware. Through strategic acquisitions, such as BBVA USA in 2021, PNC significantly expanded its presence in Colorado, Texas, Alabama, Florida, Arizona, California, and New Mexico. PNC also maintains strategic international offices in Canada, Germany, the United Kingdom, and China, providing certain banking, asset management, and global fund processing services internationally.
PNC Corporate Image Assessment
In the past year, PNC has focused on reinforcing its brand image as a reliable and responsible financial institution. PNC Bank launched its "Brilliantly Boring℠" brand campaign, emphasizing its long-standing strategy of focusing on essential financial needs and nurturing relationships. PNC announced plans to invest approximately $1 billion in its branch network through 2028, demonstrating a commitment to customer accessibility and service. PNC released its 2024 Corporate Responsibility Report, highlighting significant achievements, including deploying $28.5 billion of its $88 billion Community Benefits Plan commitment. A PNC Economic Outlook survey indicated that business owner optimism continued to soar amid improving economic conditions. PNC Bank was listed as a commercial vendor on the Department of Treasury's Financial Management Quality Service Management Office (FM QSMO) Marketplace.
Ownership
PNC's ownership is a mix of institutional, retail, and individual investors. Institutional investors hold a significant portion, with approximately 65.10% to 86% of the company's stock. Major institutional shareholders include Vanguard Group Inc., BlackRock, Inc., and State Street Corp. Individual investors, including insiders (executives and directors), own a smaller percentage. Top individual stockholders among PNC's executives and directors include William Demchak, E. William Parsley, Michael Lyons, and Robert Reilly.
Ask Our Expert AI Analyst
Price Chart
$189.73