QCR Holdings, Inc. (QCRH)

QCR Holdings, Inc. reported strong third-quarter 2025 financial results, exceeding analyst estimates with adjusted net income of $37 million or $2.17 per diluted share, driven by capital markets revenue, loan growth, and net interest margin expansion. In the second quarter of 2025, QCR Holdings missed Wall Street's revenue expectations but surpassed non-GAAP profit estimates. A cash dividend of $0.06 per share was announced in November 2025. The stock price increased by 6.95% between December 19, 2024, and December 18, 2025, trading between $60.83 and $88.16 over the past 52 weeks.

There is some indication of demand seasonality for QCR Holdings, Inc.'s services. The company has noted seasonality in the fourth quarter due to public deposits related to property tax payments. Stock performance analysis suggests November has the highest probability of a positive return, while September has the lowest, indicating potential seasonal patterns in demand.

QCR Holdings, Inc. is a multi-bank holding company offering commercial and consumer banking, trust, and asset management services, operating in the Financials sector, specifically the Regional Banks industry. The company attracts deposits and invests them in loans, leases, and securities, offering deposit products, commercial and retail lending and leasing, investment services, wealth management, and direct financing lease contracts through its subsidiary m2.

QCR Holdings, Inc. is headquartered in Moline, Illinois, and serves communities across the Midwest. Its geographic footprint includes the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas through its subsidiary banks, including Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Guaranty Bank. The equipment financing subsidiary, m2, operates out of Waukesha, Wisconsin.

QCR Holdings, Inc. emphasizes a "relationship-driven" approach and a strong focus on its clients and communities. The company highlights its commitment to values such as Passion, Achievement, Accountability, Collaboration, Innovation, and Inclusion. QCR Holdings believes that environmental, social, and governance (ESG) initiatives will drive shareholder value and contribute to making it a better company. The company consistently reports positive financial performance and growth in its core businesses.

QCR Holdings, Inc. has significant institutional ownership, with approximately 77% to 80% of its shares held by institutions. Major institutional owners include BlackRock, Inc., Fmr Llc, Dimensional Fund Advisors Lp, Vanguard Group Inc, Kennedy Capital Management, Inc., and State Street Corp. Other notable institutional holders are FLPSX - Fidelity Low-Priced Stock Fund, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, Geode Capital Management, Llc, and iShares Russell 2000 ETF.