QCR Holdings, Inc. (QCRH)

QCR Holdings, Inc. announced record quarterly net income of $36.7 million for Q3 2025, leading to a stock price increase. The company completed private placements of subordinated notes in September 2025 and declared cash dividends in May and August 2025. A new share repurchase program was announced in October 2025. Weiss Ratings downgraded QCR Holdings to a "Hold" in October 2025, and the stock experienced a drop due to industry concerns about loan quality. Todd Gipple became President and CEO in February 2025.

QCR Holdings has experienced seasonal patterns in its business, particularly with deposits. The low-income housing tax credit (LIHTC) lending business has demonstrated continued strong demand. While there is seasonality in deposits, QCR Holdings' specific products and services, particularly LIHTC lending, appear to have sustained demand.

QCR Holdings, Inc. is a multi-bank holding company in the Finance sector, providing commercial and consumer banking, trust, and asset management services. It offers various deposit options, commercial and retail lending, leasing, and investment services. The company discontinued new loans and leases through its m2 Equipment Finance subsidiary in September 2024 to improve profitability.

QCR Holdings, Inc. serves communities across several states in the Midwest, including the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny, and Springfield, Missouri. It has a commercial leasing presence in Waukesha, Wisconsin, and maintains 36 locations across Illinois, Iowa, Wisconsin, and Missouri. The company's headquarters are in Moline, Illinois, with a new corporate headquarters under construction in Bettendorf, Iowa.

QCR Holdings, Inc. emphasizes a relationship-driven approach and is committed to clients, shareholders, and communities. Its brand reputation has been supported by strong financial performance, including record net income for 2024 and Q3 2025. The company's investment in a new corporate headquarters and local communities reflects positively on its reputation. General concerns about the regional banking sector impacted QCRH's stock, but no specific events negatively affected its brand reputation.

Institutional investors and hedge funds own 70.01% of QCR Holdings, Inc.'s stock. EntryPoint Capital LLC and Entropy Technologies LP acquired new stakes in QCR in the first and second quarters of 2025, respectively. R Squared Ltd increased its holdings significantly in Q1 2025. Other institutional investors acquiring new positions include New Age Alpha Advisors LLC and State of Alaska Department of Revenue. Jane Street Group LLC and AQR Capital Management LLC also increased their positions, while Bank of America Corp DE increased its stake in the second quarter. Company insiders own 3.70% of the stock, with CEO Laura L. Ekizian selling shares in September 2025.